Portofolio in your 20s
What does your Portofolio look like in your 20s. Would also be helpful if you can tell about your health and term insurance.
This is not a competition no need to feel bad, we can all grow together
Aspire don't envy
Btw I haven't even started investing, just got my first salary.
dinobot
Stealth
a year ago
26yrs old
~60% in stocks (70% of it in smallcap, rest in large/mid) and ~40% in direct MFs (Mostly ELSS and Sectoral fund - Tech)
Tried crypto with 4-5k in 2021, didn't workout well 😂
No term and health insurance yet, planning to get them this year
Total Corpus?
When do you plan to start diversifying into non-equity instruments?
dinobot
Stealth
a year ago
Not much, ~10L in stocks and MFs. I've also purchased gold (Jewellery for Mom) worth 3-4L over last two years.
I really want to try out some alternatives in like wint and grip, I'm just very lazy to study and invest in them I guess.
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30 percent stocks, 20 percent mutual funds (equity, fof, debt), 40 percent FDs, 5 percent (sgb, p2p lending), rest cash
I invest in MFs only. Mostly in Nifty 50 and ELSS. I do have one small cap, flexi cap, international, bind and gold fund. But most of my investment are with Nifty 50 and ELSS and has given me good returns.
JigyJigyBoomBoom
Stealth
a year ago
Total corpus and age?
Age- 25 and saved around 8 lacs. I have an education loan and I trying to pay it off through lumpsum payments
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30% mutual funds
20% stocks (mostly mid/small caps)
~20% in real estate
~ 10% in Government schemes like PPF, NPS
Rest cash in bank.
Don't like FDs. Invested some amount in crypto but nothing significant (around 1L).
24M
56L in equity. 38L in MF, 18L in stocks
MF xirr is 20% and stocks are +10%. I booked some profits recently and reinvested it. I don't have much clue about stocks so I invest in trusted companies and hoping to get good returns over the decade. (doesn't mean I have not made blunders but those blunders have recovered too)
No term insurance or health insurance yet but I'll get it this year
I have been maxing out ppf for 5 years now, no investments in NPS.
I have separate 6L FD to cover emergency expenses.
Around 7L in crypto(approx 4.5L is earning from 5 years back but it was all in stablecoins so didn't appreciate at all and remaining was airdropped)
I save around 80-85% of my salary for months between march-december. A chunk of jan/feb income goes into paying advance tax. taxes are less due to 44ada
Coffeescript
Stealth
a year ago
25 years old
~40% in mutual funds, rest in stocks and etfs (around 17L) and cash.
Have a term insurance of 2cr. Tried crypto, didn’t work out too well.
dinobot
Stealth
a year ago
You should add me as a nominee for your term insurance 🥺
GV_influenzer
Student
a year ago
1750 ke adani green ke share liye the, they're at 1400 something last time I checked. That's all I've to my name 100% equity :)
GV_influenzer
Student
a year ago
1750 ke adani green ke share liye the, they're at 1400 something last time I checked. That's all I've to my name 100% equity :)
GV_influenzer
Student
a year ago
1750 ke adani green ke share liye the, they're at 1400 something last time I checked. That's all I've to my name 100% equity :)
GV_influenzer
Student
a year ago
1750 ke adani green ke share liye the, they're at 1400 something last time I checked. That's all I've to my name 100% equity :)
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