Why do we need personal loans ??

Beti ka dahej dena hai 😢

Why get personal loan for a car?! Get a car loan instead. Personal loan interest rates are super steep.

Only valid reason to take personal loan is to buy crypto.

Vacay jane ka hai bro. Insta pe dude banna hai

I want a debt free life. Only home loan seems useful that too if I have 50% in account. Like 1cr loan with 50L savings. We can deploy our money 🤑 to grow.

Medical emergencies, Home-setup after shifting/moving, weddings These days, vacations are biggest use case. Personal loans are better as they have lower interest than Credit cards, and have flexibility of use. Most other loans require proof of use: Housing, Education, Cars, Consumer finance, 2-wheeler etc

Took a PL of 11L to fund land that I purchased, land loans are hard to get, too much back and forth! If you work in a company that’s in the banks list you can negotiate a good rate.. mine’s 10.5%! But the return on the land more than covers the loan and its interest!

If you are not eligible to get a car loan and taking a personal loan to buy a car, bro you are going to regret it later. Please don’t fall into debt trap

To spend the money we don’t have

I took to eat unlimited Briyani. It’s called credit card(personal loan)

Never really understood why would I take a personal loan.