I am loving this AMEX card since I earn 2k points every month by either spending 20k a month or 4 transactions of 1500 each month.   If anyone wants, I can refer.

Welcome to Personal Finance's Private Community

I am loving this AMEX card since I earn 2k points every month by either spending 20k a month or 4 transactions of 1500 each month. 

If anyone wants, I can refer.

Amex MRCC card

Strategy & Operations

Amex MRCC card- Grapevine

Need a credit card with a few benefits. There are a lot of credit cards out there but couldn't find the best one. Recommendations would be valuable.

Requirements of card :
Travel + Lounge 
Rewards 
Cashbacks

Willing to pay some fees but not like 10k or something.

Credit Card Hunt

Analyst

Welcome to Product Managers's Private Community

Any thoughts on the best credit cards in the market right now? Looking more for travel benefits

Best Credit Cards

Product Manager

Hi folks, I’m planning to get a new credit card. I have the ICICI Amazon Pay card at the moment and use it for all my expenses except rent, but not happy with the benefits I’m getting from it. 

 I’m doing some research to figure out what card I should get. What card do you have that you think i should consider?

Credit card recommendations

Hi guys/gals,

Can anyone provide me an Amex Direct referral link for Amex MRCC Credit Card?

Saw an awesome offer for referral link use valid till around July 17th.

TIA.

Use - https://www.americanexpress.com/en-in/credit-cards/referral/prospect/intl/915A7ADB6F9FA2DF0C9F962EF4D56AAD287CDB6AFD0A13662B8CE5C04CB3167AF500F554ADB5F4901A39DCD8E77043697CE531648C163B036B01486BAF6B111CF6ED2F34E4138C5496AA2D694396DD89EA5E2A9A3F2B270482F7AEF8590C436D973E5A42CF9BC412A9463EB7EC19C111A7E91A4F055DFC03A37AD7990A8A803D6AB6F286410526F27DF6700E06BD2AA28046E9A7216F881DDFAB6546383DD9985A1E71A466D2951F97FCE4E757DD6629D9A4DAABB69A4D92E0E99E07982D355AB536C8363C4BB748EFD6D024BB69410DC07F41DB5A20C5A9AF9D5DE4F582D0F0E6716D11BB0BE697CC7BE0F92B77EBA0?CORID=t~H~O~M~M~S~2~t~r~H-1719726966585-1804064666&CPID=100364221&GENCODE=349993152587784&XL=MIANS&ref=tHOMMS2trH&v=2

Amex MRCC referral

Site Reliability

I want to apply for credit cards but I'm not sure which one I should be apply for.
Can you suggest me with credit you guys use and found them useful in terms of benefits and stuff. And in general what all should I consider before choosing and applying for one.

Credit Card Suggestions

Software Engineer

Welcome to Indian Startups's Private Community

What is the best credit card that I should apply for?

Credit card? Which one to get?

Business Development Manager

I was checking my credit card rewards and realised that HDFC gives 4 points for every Rs150 spent. 

Now I have a decent amount of credit card expenses every month but the majority of my transactions are less than 150. I spend a lot buying snacks, soft drinks and energy drinks from a shell store near my office. 

Is there a way like using any buy now pay later product and then pay that from my credit card?
Or 
Is there any credit card which can give a similar level of benefits and also account for small transactions as well? 

Additional question: How is the Rupay or one credit card?

Credit card suggestions

Data engineer

Amidst the complex offerings of credit cards, Amex Gold is a breath of fresh air and is my 2nd most utilized card after Axis Atlas.

Mind you, I've not used this card extensively but rather for a very specific purpose every month. For those of you who are unfamiliar with it, the card offers 1000 bonus MR (Membership Reward) points upon completing 6 transactions of Rs. 1000 each within a calendar month.

How I have utilized the card is quite straightforward -

You earn 2 MR points for every Rs. 100 spent.

If you're buying a GV (gift voucher) through Amex GYFTR website with the Amex Gold, you get 5x the value, meaning10 MR points per Rs. 100 spent.

Buying 6 Amazon vouchers worth Rs. 1k each month to get (6*100 + 1000) = 1.6k MR points on a spending of Rs. 6k

Keeping the value of a MR point ~ Rs. 0.5, you get 13.3% as return reward which inarguably is a steal in the current credit card landscape

Repeating the same for 12 months, you get 19.2k MR points on a spend of Rs. 72k.

What can you get with 19200 MR points?

1. 6k Amazon GV + 1.2k MR points still left

2. 7k Shoppers Stop GV + 1.2k MR points still left

3. 9k Taj GV + 1.2k MR points still left

4. 19.2k Marriot Bonvoy points

5. 6.4k Club Vistara points

6. 9.6k Virgin Atlantic points

These are just a few of the many redemption options available. I've listed out the ones which I frequently redeem for.

The underrated advantage which I've always felt with Amex is their backend and customer support system. You typically receive your bonus points smoothly within a day or two after fulfilling the offer. Even if you don't, there is the ever so reliable live chat support ready to assist with inquiries.

As the title suggests, this card is ideal for people who prefer not to delve into the complexities of maximizing card benefits. It has got a very straightforward use to earn a very decent reward.

Amex Gold: A No-BS rewarding credit card

Hey guys. I have a referral link for waiving off the annual charge on your amex card if you apply though my link. 

This is a referral link, so both of us benefit. I can some additional points while you get the first year fee waived off. Please dm me in case anyone of you needs the link. Thanks!

Amex Annual Charge waiver link

Investor

Welcome to Software Engineers's Private Community

Hello community,
I just jumped into corporate life,I want to buy a credit card for my daily expenses, please suggest me a credit card ( if possible, lifetime free).

Best Credit Card Suggestions

I'm currently on the hunt for a credit card and could use some friendly advice from the community. To be honest, the credit card options out there are making my head spin. If any of you have recommendations, personal experiences, or insights to share when it comes to credit cards, I'd be incredibly grateful for your input. What I'm really after is a card that offers cashback since I don't get to travel much. Your guidance will be a big help in navigating this sea of options.
Thanks in advance!

Seeking Advice on Choosing the Right Credit Card

Frontend Engineer

I have been using diners black for flight, train and bus booking via payzapp. I get decent points for these. Get 16.5% reward points for bus and flight and 10% for train. Cap is 2500 reward points in a day and 7500 in a month.

Is there any other credit card which gives better benefits than diners black?

PS - This card is lifetime free for me.

HDFC Diners Black alternate options?

Comparing things across rewards, customer support and ease of onboarding. I was looking to apply and don’t know exactly what I should be looking for

Amex MRCC card

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