Plot.  
  
 Btw, I didn't knew Herman miller had office in India.  
 Do you get the office chair in your onboarding kit?😂

Yeah they offer in COVID time. But I didn't join yet that time. It is so costly.🤑🤑🤑

Software Developer

Software Engineer

Plot is better if bought from a credible seller. You can also finance with a loan getting you upto 80% of the money needed. North bangalore is a good area to look at. Preferably 2-3km proximity to an upcoming metro line and with good road access. Tier 1 & 2 builders also sell plots inside their communities which sell well.

Product Owner

Is it a good thing to buy an apartment (or) stay in a rented house and invest in Equity and Real Estate?  As I heard there are a lot of illegal properties in Bengaluru which don't have any approval...

Is it a good thing to buy an apartment (or) stay in a rented house and invest in Equity and Real Estate?

As I heard there are a lot of illegal properties in Bengaluru which don't have any approvals. So Is it a good thing to buy a plot (or) stay invested in Equity?

Appartment or Plot

Appartment or Plot- Grapevine

In the age of rent vs buy, 
In the age where black money, investors flip land, apartments and houses.
How do navigate this situation , how do you buy a place to stay ? 

Also, kind people please post decent projects you guys saw recently, or bought in etc in Bengaluru.

Buying a house/apartment to live in Bengaluru.

What would be a better investment opportunity in Bangalore. Is it worth getting an apartment on loan and pay the emi from rent received? or would it be better to get a land a little away from the city. if yes then which areas would you recommend.

Flat vs Plot

Welcome to Personal Finance's Private Community

I am currently in my mid 30s and I am thinking of purchasing a property near sarjapur road, and currently working as a software engineer in Bangalore, so I want to take the expert opinions of unsung heroes of the finance domain on grapevine. I have already paid the booking amount but still want to make sure I am making the right decision.

Is it worth Buying a flat (1.5 Cr) in Bangalore?

I'm New to investing in houses. Can people here share their takes on Blr and different locations in it?

Investment opportunities in Bengaluru

Product Manager

I have a budget of 1cr. I’d probably stay there for as long as I have to go to office. But that could change at some point. I am not a Bangalore native so I will go back to my native place. So I’d like to buy in good areas where it can actually be a good investment too. 

What builders to target?
What areas to target?
Any bad experience you’ve had with any builders or anything that you’d like to share.

Where to buy an apartment in Bangalore?

Hi everyone,

I’ve been considering the decision of whether to buy a flat in Bangalore or continue living in a rented apartment, and I’d love to get some advice from you all, purely from a financial perspective.

On one hand, buying a flat comes with long-term benefits like asset ownership and potential price appreciation. But on the flip side, it requires a hefty down payment, long-term loans, and associated costs like maintenance, property taxes, and registration fees. Also, with interest rates and real estate prices going up, I wonder if it’s the right time to invest.

On the other hand, renting provides flexibility with lower upfront costs. However, there’s always the reality that rent increases over time, and there’s no asset to show for it in the long run.

I’m leaning towards renting for now, as it seems more flexible and financially less binding in the short term, especially with real estate prices in Bangalore being so high. But I’d love to hear your thoughts and experiences!

What do you think? Is it better to take the plunge and buy a flat, or is renting the more financially sound decision right now?

Looking forward to your advice!

Thanks!

Seeking Advice: Buying a Flat vs Renting in Bangalore (From a Financial Perspective)

Insurance, investments, loans - fire away, happy to share the information I have / researched

AMA - personal finance

Growth Manager

Family is pressing us to buy a house but I don't have any treasure even to put a down payment. Terribly frustrated.

How do you cope up with family members pressing you to buy a house?

Security Engineer

Please share any good residential construction projects in Bangalore, planning to invest in a property for living purpose.

Wanted to know factors on which property decisions should be made ?

How important is the builder should one go with only prominent ones like Sobha, Prestige, Embassy or some other not so popular ones which are also good ?

What things to keep in mind while choosing project locations in Bangalore which areas are best ?

Thanks in advance

Tips on how to select good Residential Projects

I have been in Bangalore for the last 3 years and am thinking about having my next atleast 15 years here in Bangalore. What will be the better option? Renting the flat as per job location or just buying a flat.

Rent or buy Flat

Research Engineer

Flats or plots? Please share your inputs!

Flats: You save money for a few years and give most away as downpayment. Then for the next decade or more a major chunk of your salary goes towards EMI. By the time you are done with the EMI (10-20 years) the flat is now old, hasn’t appreciated much and selling becomes an issue. Add to it building politics, lack of maintenance in many projects etc.

Plot: You buy a villa plot or some 200-400 square yard plot in a developer’s plotting project. After 10-12 years that project might not have taken off as no one really is building a villa there (seen such cases around Hyderabad a lot) and you might not be able to sell it too!

Is my understanding wrong? With no ancestral property to rely on I see myself living in rent and although it is relaxing for now, I can do with some guidance on buying a house / land by people who have done it and your views on it?

Real Estate Doubts

Finance Consultant

Most people including me want to own a home in Bangalore. Usually we like to go for a new Apartment. My question is suppose you want to sell your apartment later in life( Moving Abroad, settling in a village for retirement). How easy or tough is it to sell an Apartment in Bangalore? Usually people say that Real Estate is an Appreciating asset, although rental yields are relatively low. Do share your experiences.

How easy it is to sell a 10 year old Apartment in Bangalore?

Im earning 1lakh per month in hand and I would like to buy a 3bhk flat worth 1.15cr in Hinjewadi near Pune this year.

Sharks pls guide in detail 

Also which home loans would be beneficial in long run

Feel free to DM.Ultimately your inputs as IT guys would be really beneficial.

Thanks

How much Home loan should I take?

Technical Lead

Considering the crazy high rent these days(talking about localities in Bangalore), what makes more sense keeping aside the emotional aspect. Buying a house or renting one?

Side Note: I have looked at a calculator by Ankur Warikoo, but I don’t agree to the calculations made.

Buy or Rent a house?

Customer Success

Mid 30s, single, been in Koramangala (and Bangalore) for 3.5 years now. Absolutely love the society I live in. There’s a 2BHK available for sale 
1300 sq feet. 1.5 cr. 15 year old building. Great location. Low rise. 
I’m not sure of my future plans so unsure of how long I’ll be living here. Could be forever, could plan on moving a few years down the line. 
Unable to decide if it makes sense to buy or keep renting. Rental yield is ~4.1%. What kind of an appreciation cal I expect on 1.5cr in the next 5-10 years.

Help me make an informed decision!

Buying a 2BHK in Koramangala. Wise decision financially?

I’m planning to settle in Bangalore. I’m 27 recently married. I’m open to reallocate to any major city in future if I get a better job offer. Not sure I should buy a flat or rent one. I really like Bangalore.

Is renting better than buying flat if I’m planning to settle in Bangalore

Context - Buying as an investment, don't plan to live there. I plan to live on rent. Current rent is 17k/month.

I'll keep it short for max input. I'm looking at some flats priced around 60-70L for a 2BHK. Rent in the area will be ~30k. If I pay 20L down and take a home loan for 40L, EMI will be approx ~65k for a period of 7 years (I want to pay it off ASAP, to pay the least amount of interest). 

I earn around 1.5L per month. Personal expenses are ~50k per month. Assuming I get 30K as rent I'll have to pay a maximum of 40K as emi. This is a very recent thought on which I've just researched for a couple of hours so apologies if I missed anything important but honestly this looks quite doable to me.

[NEED ADVICE] Should I buy a house at 23?

Frontend Engineer

Welcome to News Discussion's Private Community

Everyone knows the org behind this, faces are captured on cameras but still these culprits are roaming free. That’s how democracy works!

Hooliganism

This happened in Mumbai too but 10-15 years back. All new people registered their vote in Mumbai and killed this regional thinking. 
  
 All people who want bangalore to succeed. Register in bangalore and vote for right candidate. 
  
 Not a party which doles out cash for vote.

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