Budget so historic that your funds become history…

It's funny how people expected lower taxes in the budget, but now they'll pay more on STCG and LTCG. No wonder over 5,000 millionaires, salaried individuals, and top talent are leaving the country every year.

This should include everything from home bills, entertainment, medical expenses, trips etc. When I was single (back in 2016), my expenses were around 20k per month. Now I easily go above 1L every month (without rent, we live in our own house). My wife also works and she has her expenses too. Not sure what’s the reason for it though. We live frugally and don’t spend lavishly (atleast I don’t think we do). I barely buy anything for myself (I use 1k earphones and buy clothes from decathalon). My wife is the same. Is this common when you get married? That your expenses permanently increase? Or is there something I should be worried about? TIA

my parents have done 3x better than me.. one working, 2 kids and 3bhk house at age 30.. can't imagine this nowadays

I am trying to form a habit of tracking where my money is going. I used spilitwise for a long time, but now it seems for everything you need premium version. Do you guys use any app to track your monthly expenses?

Which subscriptions are worth subscribing to? Can be of any category Food, Grocery, Shopping, Music, newsletter, Books, fitness, etc. I'll start: * Zomato gold(I save 15k+ per year) * Amazon Prime

Hello folks. While I'd like to remain anonymous very much, here's what I can share about myself. 1. Working in consumer finance. 2. Love personal finance and helping people out with it. 3. Have published 10,000+ pieces of financial content in the mainstream media. 4. Wrote a best-selling book on money management. It was No. 1 on Amazon once upon a time. 5. Lately been appearing on TV regularly for personal finance discussions. 6. Saved like crazy through my 20s and 30s, brought two apartments; have an 8-figure net worth mostly thanks to my mutual fund investments. It's not much but it's hard-earned. 7. My unrealised aspiration is travel and I'm working on it now. No, I'm not selling anything. No commissions, no referral links, no finfluencing. Just want to talk, exchange ideas, and learn from you all. Maybe I'll feature you in my next book. :) Ask me anything.

how do you guys track expenses? I need to simply know how much I spent since my salary last credited. Where was it spent ..etc I just read the bank statement of my salary acc at the end of the month. This feels like manual effort. I wish my bank provided a better approach so that we can track these on the fly. But afaik none of the large banks in India have a built in feature in their app to do this.