Seems like it was Alshat Shrivastava or PR Sundar lol

Data Analyst

That sharan guy is giving stock tips ? like short term trading tips ? was it options or equity ?

Machine Learning Engineer

Analyst

What happens if you default on your loan?

Your cibil score would take a hit and you will face a lot of difficulty if you want credit in future from the banks.

But he won't be jailed right? Any legal trouble?

Software Developer

It’s a good thing, we should have such examples for people to learn about money through better channels.

Product Manager

Borrow money from friends or family, keep paying EMIs don't default on them. Look out for the next job and after securing 1, consolidate all the debt into 1 personal loan.

For all asking he told the company was based on Mumbai and client was EY

I have a cousin who works at a private equity firm earning 80,000 per month in Mumbai. As soon as he started earning, he believed he was a legit guy, but as he started investing, he started losing ...

Welcome to Fintech India's Private Community

I have a cousin who works at a private equity firm earning 80,000 per month in Mumbai. As soon as he started earning, he believed he was a legit guy, but as he started investing, he started losing money, as the majority of his suggestions were flops, and he even got credit card debts to invest in stocks and spent 2L repaying his loans and just faced a layoff, ending up laid off. Literally, he has zero savings and a bank account, and he has credit card bills due next week as he invested in bitcoin based on. Literally, advice. What can he do?

Cousin lost 70k to a finflunecer

Cousin lost 70k to a finflunecer- Grapevine

Welcome to Personal Finance's Private Community

I worked hard to get home loan and paying it on time but had a few important things to do and due to that I had a debt of few lakhs ! Now in a bad situation though if I get time I will be able to repay all of them. Lenders are not ready to give time. Any genuine advice which can help me to get few months of time so that I can repay one by one ! 

Note: situation of my cousin who stay in kolkata with family and work in one of the MNC. Personally I helped him with some money though debt is high so seeking some advice for him to get some time to repay. Thanks !

DEBT 💸 TRAP 🪤 !

Account Executive

What’s the biggest financial mistake you’ve made in your life so far?

Mistakes

Software Engineer

Technical Writer

1. Real estate (invested value)
2. Liquid cash
3. Other Investments (invested value)

The wealth should not be inherited.

I'm 30. No house, 10L in cash and 5L in mutual funds. No inherited weath.

How much wealth have you created yourself?

Seeing the comment section,I realise I am broke.

Frontend Engineer

Hi I am trying to see further options of transferring credit card to bank accounts. All limits exhausted in various third party apps I tried. Any more suggestions as creditors are rejecting my new loans. Only option left for me to access funds is credit card to bank account with less transaction fees.

Credit card to bank account money transfer ideas

Operation Manager

Man's sitting on a distribution of 2.4M on Insta. Recently heard Tanmay Bhat and Nikhil Kamath appreciate his work/journey, so there might just be something about what he's done that works.

Asking purely - and purely - from his content's perspective. Are his courses worth it? If not, and if I'm to learn about personal finances, taxes, investing, etc., where else can I start?

Finance With Sharan - worth it?

Build 3 months expenses in liquid fund as emergency funds 
 Put rest in index till you reach 1cr. Buy slightly more when market crashes  
 Optional step- start experimenting with direct stocks (start at 1 % portfolio value to see if you have a knack for it) 
  
 Thank you. Please pay me Rs 5 for this advanced financial course.

FYI : I currently only invest in mutual funds

I finally reached 5cr networth this month, looking for investment opportunities and some guidance on where and how i should invest to grow

Going by that other guy on Grapevine, first check if your significant affair is having an affair 💀💀

Generalist

Data Scientist

Welcome to Office Gossip's Private Community

Less than 50 days left to end 2023, What did you achieve this year?

1. Still alive! 
 2. Didn't get laid off! 
  
 Win Win. Little things matter people!

Founder

I am a middle class boy. Working in Banglore. I am earning 1.5L every month from last 3 yrs. But still I don't have a penny saved. I have to give all my money to my parents. They have huge debts and to avoid extra expenses i am working from home. It is killing my social skill but i am prioritising money over my social skills. I see my friend going to trips all around the world and while me scrolling through Instagram all the time looking at their photos. Still using my college phone and not upgraded to i phone, Uninstalled all shopping apps for unnecessary shopping are some steps I took to save extra money. 
The point is sometimes i feel proud to help my family to come out of this situation, but in the other hand i am losing the most important time of my life. 

I really feel this time i pushing me back by 5 yrs and really don't know what to do...

I haven't saved a single penny in last 3 yrs

I wanted to share my Net Worth as per INDmoney, and understand how I compare with the others here. 

The goal is to reset my goal after looking at people doing better than me, and provide some guidance to people that might be aiming to reach their own goal. 

Total YOE- 6
CTC- 34LPA (since last month)
SIP- 70k (MF) + 30k (stocks)
Investing since- Jan 2020
First SIP value- 15k

Let me know where you all are at, and if you can share some insights to help improve mine

Net Worth- A healthy comparison

mid 20s, ctc 30LPA(cash, non esops), monthly expense 60k(including needs + wants), how should I invest (~1.5L pm) considering following:
1. high risk appetite: do not want to invest in FDs
2. asset lite: do not want to invest in real estate
3. no dependencies, no loans, no emis

Cousin lost 70k to a finflunecer

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