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Cred: is Kunal Shah pulling off a scam here?

I fail to understand why people hold cred in such high regard. So much promise, so much advertising, yet no real value for the customer. Their UI is a mess honestly. Takes so much effort to navigate that hell of a musuem that mr shah has built to masturbate upon. They started as a company that helped people pay credit card bills, now asking the same people to do UPI with “assured” cashback “upto” gimmicks. Ending up making india’s top 1 percent population play stupid arcade games to win a mind boggling 1 rs. 👏👏👏 Cred store doesn’t draw any value any more. The much advertised cred garage failed miserably. Why the hell and what the hell are they for? No real value man. They take so so much information from us. And li tell make no value for the user. Bhai kam se kam ek bhadiya credit card hi bata do spends analyse karke jisse logon ke thode zyada paise bach jayein.

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ffnn

Stealth

2 months ago

To me it was always a boisterous and untrustworthy fintech which didn't serve an essential use case and tried to make it up with marketing. The founder tries hard to be Indian Naval Ravikant. Doesn't take a lot of effort to see through the shenanigans and guess what they are built up of.
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splender

Startup

2 months ago

It will also shutdown in coming time. I also don't see any value using cred. Just using it to pay credit card bills and I think most of the user's do that only. Their main Moto is to sell data nothing else.
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jake_peralta_B99

Unemployed

2 months ago

Why not write this to them in an email detailing this feedback? Not everyone thinks like you, I'd say.
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Sharmajikibeti

Zomato

2 months ago

Just want to know what other people think. Was a big fanboy before. But lately, feel very let down.
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B4Consultant

EY

2 months ago

I am not sure of I am able to correlate his wisdom bhare words on Twitter and news with this app 😄
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Indian Startups on

by samosa

Stealth

Why is CRED spending so much on Ads ? Do they really need it ?

https://www.youtube.com/watch?v=fE0frCNDccQ&ab_channel=CRED

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Indian Startups on

by BlindNest

Stealth

Cred

Cred is truly a topic of surprise for me. Yes, I understand it has created a community of top spenders/credit worthy people in India. I also understand that they can use the information on such people for creating value for themselves. Being a cred user, I only use it to pay the bills. I really wonder if they have built any b2b business or alternative source of income beyond what's seen to the end user. What's the game plan for the cred? I also applaud the fact that cred hasn't laid off people having paid them better than most companies. I really wonder if the business is really that strong or the conviction is. Would you join cred if given a chance to work there?

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Indian Startups on

by DelayedRam

Stealth

Challenge me: CRED is a useless app

All of those useless jackpots, Grand Finale’s etc and what not! Nobody wins I’m sure. The names also are put on each of the items on Grand Finale contest after hours and not instantly. Pointing to the fact that winners are fake and not determined within each hour for each item. The only pros of CRED is the payment for shitty bank credit cards that have poor UI. The biggest cons? Selling our data to places we’re unaware of! One of the Reddit posts mentioned that as soon as he uninstalled cred and communities them to delete his data, he stopped getting Bajaj Finance spam calls! Too much coincidence? (Aside: Heck, even Zepto once had an offer of winning an iPhone when buying Vim, was that also legit? These app based promos don’t bring the trust as much as offline retail channel promos)

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Memes on

by President_Trump

Stealth

E-lafda

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Indian Startups on

by car_guy

Stealth

PhonePe coming with credit card score, payments, what is then Cred for?

https://www.phonepe.com/press/phonepe-announces-launch-of-credit-section-on-the-app/ This could be definitively be a death nail for Cred credit card payments. PhonePe would definitively scoop up a large number of users who use Cred only for credit card payments. Thoughts?

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Memes on

by Greatusername

Stealth

CRED cashback

Looks like CRED cashback has reduced from Rs 3 to mostly Re 1. How long before people get tired of spinning the wheel 5 times for 1 rupee?

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Designers on

by TheOatmeal

Stealth

What do designers think about Cred's design? 😅

Cred is overly done and confusing now. It is like a nightmare for designers. What has been done on the app bro. Ek cheeze dhundhne me itna time lag raha

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Personal Finance on

by Olauber

Startup

I feel Cred spinning wheel is zero value, Has anyone got free or good deals? Also bro I don’t like poker why do you always give poker stuff offers

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Personal Finance on

by CEncrypted

Highradius

Good Credit Card Bill Payment Apps

Hello 👋 Grapeviners 🍇, I have been paying my credit card bills mostly through the Bank's App, which in return gives me nothing. So, I'm looking out for some App suggestions for credit bill payment that gives good usable cashbacks or rewards.