PerkyDumpling
PerkyDumpling

Disability Insurance in India?

I wondering if there any insurance providers in India who offer disability insurance? Simply put its an insurance which covers/pays incase of permanent longterm or short term insurance? Its a nice thing to have incase you get into an incident which leaves to unable to work.

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SqueakyBiscuit
SqueakyBiscuit

I think if you buy term insurance, you'll get this as a rider option..My HDFC Life Term pain had this rider.. May be check on Policy Bazar or other agregators to get an Idea..

PerkyDumpling
PerkyDumpling

I believe you are referring to critical illness cover? That is basically an addon which pays you entire premium if you are suffering through some condition which is guaranteed to result in death of policy holder in 6 months.

SqueakyBiscuit
SqueakyBiscuit

I am aware of the difference and have that cover as well. Pls refer to this screenshot from their website and explore more.

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