Can u please suggest me a good life insurance with 2 cr claim? I am 25 and earning about 20 lpa Also pls share your insurance provider and your experience with them
I have bought Neva Bupa Reassure platinum direct 2.0(picked it over Tata AIG cz of claim for even 1hr of hospitalisation) others demand 48hrs or so , price is affordable (36k for 3 years )
1.Base cover is 10lakh (keeps on increasing up to 10 times i.e till 1 cr if not claimed)
2.2k per day claim for the person staying with patient
3.Bandages ,needles etc rider 2k
4.I have topped it up with Tata AIG Medicare + that covers 10 Lakhs additionally (will be used if Neva Bupa 10lakh is exhausted)
-Aig offers international treatment worth upto 10 lakhs
-grows 5 lakh per year up to 3 times ie max 20 lakhs if unused.
5. I have locked the price i.e. after 3 years I can pay 36k only + minor medical inflation if any .
This is so that my premium doesn't get revised everytime it renews.
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