Looking out to buy Term Insurance. Am married, and both of us are working. Wanted advice on deciding the coverage amount, cover till age, deciding between various plans, should both of us take the insurance
Anyone who has taken it, please advise. Thanks in advance!
Try ditto I have bought term plan last year from them they dont even charge comission.
Checkout Labour Law Advisor(LLA) on youtube. Money Minded Mandeep has done 2 videos on exactly this. It should help you navigate!
Try to go for Hdfc life or Tata try for 85 years coverage amount should be based on your total liabilities and annual income Max multiplier would be 20-25 times of your income . You can also go for limited premium paying term so that you will not have any burden paying premium for longer term limited term is 5-10 -15 is ideal in my opinion. I am a banker and have been selling Insurance since long
I was planning to have the cover till 65 years. Can you please help me with the logic behind cover till 85 years. My thinking behind 65 years was that if I make up to 65 years then would I or my dependents really need that Insurance money?
@Chelokebab Also, how are the Max Life and ICICI as compared to HDFC & Tata suggested by you. Many blogs have mentioned these 4 companies only, so wanted to know the reasoning behind the 2 suggested.
Buying Insurance policies from companies directly are recommended over third-party sellers like Policy Bazaar, Digit, and Acko. Claim settlement can often be problematic with these sellers. As a Maxlife insurance agent, I can set up a meeting using my official @maxlife email address. I'll offer you the best discounts available among all online aggregators and provide expert advice to address any doubts you may have. If you have already planned to go for anything apart from Maxlife for your term insurance then also i would recommend you to enquire on companies website directly and ONLY get your policy directly from company. My Contact no: 7003079299
Plum has started this and has got some good retail plans. DM your digits/email? Happy to help!
I am in my early 20s, and just started working. I came across a common point to buy a term plan instead of traditional Life insurance plans. I have only seen traditional LIC policies. Can you guys explain the difference between both alon...
Milestone crossed 1M USD combined networth (~9.15Crore Household Net-Worth) 46 M (Software Engineer/Founder) + 37F Wife (Lawyer) + 1 Kid (3 Year Old) based out of Delhi.
So last week me and my wife finally reached this milestone, >1M...
Wow. Congratulations man. Tell us more about what seniority, what kind of company you're at. Also, 23 Cr inheritanc...
Hi everyone Need advice on which one to choose Also would be helpful if you could mention the names of some
Hello folks. First of all - this community is really helpful. I like how all of us share our learnings, queries etc and get quality insights on them.
Main question- I am 31 yrs old and would want to purchase life insurance. Can anyone ...
