Analyst 

Product Owner

DevOps Engineer

If you need lowest interest rate I would advice to get it from bank they will give you loan on salary account. And if you want to try an nbfc you can try at Poonawala fincorp

Is there any ways to get a loan of 35 lacs in chennai, like finances other than Banks

Welcome to Personal Finance's Private Community

Is there any ways to get a loan of 3-5 lacs in chennai, like finances other than Banks

Loan

Loan- Grapevine

Welcome to Indian Startups's Private Community

Founder of a Car,Bike rental platform with a definite potential to dethrone present competition. Completely bootstrapped since 4 years. Last year's revenue is 35 Lakhs.
Open to partnerships as well. Just want to take the brand to every city all over India and then international. 

The company has a potential to easily make 200 crores per annum easily with automated mode. 
Open for all kinds of suggestions. TIA 
PS already tried banks for loans they aren't interested unless I have collateral.

Looking for VCs or Angels for a Small Investment of 20 Lakhs.

Founder

Everyone's requirements will be different, mine is to buy a car how about your??

Why do we need personal loans ??

Team Lead

I stay with my parents in a tier 2 town. We have a 800 sq. ft house which is more than 100 yrs old. We are really scared of living in this home as it is fully damaged. 

Yesterday one incident happened one of the walls got demolished. Fortunately we were not there at that time. 

For the past few yrs, We wanted to reconstruct our home from base, but the total cost is around 20 lakh. 

I have been working for the past 2 yrs but hardly able to collect 3 lakh as I spent most of the money by giving it to my father during my sister's marriage.

Guys, can anyone suggest 🙏🙏 there is any source or platform from where I can raise funds. We need to raise around 14 lakh.

Guys need your valuable opinion!

Analyst

Hey folks!

I saw slice ad saying they are offering some upto 5 l interest free loan. Checking that out.

But what companies are offering loan at some extremely low interest rates? I am assuming banks would charge a premium vs the tech companies.

I am looking for some 2-4l loan purely because I can earn more via trading than the interests I'd pay for loan.

Least interest loans

Tech Lead

I have saved 15L in the past 2.5 years, and i am planning to buy a home worth 50 L in tier 3 city. I want to take a Loan of the remaining amount and i am the only earner in my family. Considering the current situation of Layoffs/Downsizing etc etc in IT,is it okay to take a loan and solely depend on my income for loan repayment. Im 25 rn and we don't have our own house. So need one. What are the other ways in which i can buy a home.

Should i go for home loan

Data Analyst

Welcome to Software Engineers's Private Community

I am earning lakh rupees a month(excluding my monthly expenses as a single). but  when I think about buying a house (2bhk around 7.5 to 8 hundred sqft) in a city like Pune/ Banglore. I feel I will not be able to afford it considering other expenses (along with 60 k emi). but when I see people with a salary of 50-60k per month buying the same houses. how are these people planning it out? and most of the people earn between 30-60k how you guys are planning it? how should I plan this for myself? and 20 years of repaying the loan. i feel it's a trap.

House property prices in metro and semi metro cities?

Software Developer

Currently working as marketing executive in a pvt company. 
Last week I have applied for personal loan to bank of baroda and axis bank, after analysing documents and cibil score they have rejected my application. 

Now what should I do? 
Salary - 27k 
Yoe - 6 months
Cibil score - 758 
Require loan amount - 2-2.5 Lakhs

Aap log batao aage kya kar skta hu ? Paisa bahot zaruri hai.

Personal loan rejected!

I'm planning to take a loan for 60Lacs.

which is the best bank to take from to get the lowest interest rate.

what should be the duration of loan  5 or 10 years - based on getting Tax exemptions.

60 Lacs Home Loan

My Bank BOB is not giving me personal loan they are saying that as if now you are not eligible for this benifit. 
So where should I go for this ? Plz recommend any good other bank or fin-tech.

Personal loan.

Folks that got laid off and had EMI’s to pay like Home Loans etc. How are you managing it?

So I have 10L in cash and I can take loan for commercial investment. Some examples could be 
- ev bike or scooty agency
- flat that can be given on rent
- marriage hall
etc.

Investment ideas if someone has 10L cash in tier 2 or 3 cities

Software Engineer

Hello,
I am a fresher currently completing my full stack web development course with AlmaBetter. Unfortunately, I am facing severe financial difficulties, with only 500 left and an outstanding course EMI to pay. I am urgently seeking any job opportunities, even in operations or other fields. Any assistance or guidance would be greatly appreciated.

I need a job in chennai

Operations Manager

I am Shrey, CEO of Finsire - Fintech Infrastructure company from Chennai. Ask me anything!

I'm building a platform like Paisa Bazar, where I will be selling credit cards (I have a online distribution network from where I'll be diverting users)

On very cards landing page I want to list all offers for that particular card, From where can I get all these offers.

Questions form finance industry veteran and Ninjas

I need urgent financial help. Please help me out Sir. I will share all necessary details and documents if agree to give money. And will also do Legal agreement.

Please help me out.

Finance Consultant

Hi Guys, I wanted to ask one thing from experienced people here. I want to buy a 2/3Bhk flat worth 70-80 Lac after 5 years and right now I have only 5 Lac savings.
How should I plan properly to achieve this, 1 am afraid of taking loan and really scared of debt. Please suggest something.

Finance knowledge

Next month I'll (26M) be taking a personal loan of 10L to pay off my family's borrowings. 

1. Any tips on managing the loan?
2. I have a good credit score so I can get it through a national bank like HDFC, SBI, etc.
3. Shall I pay it off in one instant in future or keep paying EMIs? I say one time payment because we plan to sell some property in future to get liquidity. 
4. Anything else I should take care of? 

I have savings of around 5L and I have a stable job for next 6-12 months (it's a startup so things are lil shaky right now). I plan to find freelance projects and increase my income. But this is the first time I will be taking a formal loan so it seems like a big and long commitment. 

Thanks!

Getting a loan soon, anxious about it

I have been banking with Axis bank and have a turnover of few Crs in my biz but these guys don't provide an unsecured OD or credit line. Whereas, ICICI has a product that does that but I'm a new customer to them so wouldn't open it up to me unless for a small amount like 1-2 lacs (I've spoken to them) they need time and transactions for OD to go about 15-25lacs which is what I need. 

Times are tough and my credit score has fallen due to some reason so RazorpayX wouldn't give me LOC or OD either. 

any other options I can look at? Ready to open new current account with anyone who does.

Need credit line for the biz.

Im earning 1lakh per month in hand and I would like to buy a 3bhk flat worth 1.15cr in Hinjewadi near Pune this year.

Sharks pls guide in detail 

Also which home loans would be beneficial in long run

Feel free to DM.Ultimately your inputs as IT guys would be really beneficial.

Thanks

How much Home loan should I take?

Technical Lead

Hi, we are thinking of buying a new car in Bangalore and contemplating on whether to buy in cash or on loan. Considering the traffic conditions, we only want a small car like i10 or Tiago. We do have cash on hand to buy a decent hatchback or sedan upto 10L. It will not burn all our savings for sure. However, I have seen so many people still buying on loan even though they have cash.

Would be interested in knowing what makes more sense for others. Especially want to understand if there are other benefits of loan apart from credit building. Other suggestions on car models are also welcome! TIA.

Loan

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