State on digital startups, I asked for multi year premium they gave this gas.

Welcome to Indian Startups's Private Community

Lol rather than selling good insurance they sell BS

Product Manager

Lol rather than selling good insurance they sell BS- Grapevine

I knew my previous company was going under, but since there is a 6 months cooldown, there was no point getting one for me back then. I don’t want to make the same mistake again. 

Anyone that has gone through the entire journey?

Also, do they still payout if the company gave a good severance?

Has anyone tried Jobsurance and received a payout?

Hi all , have you taken health insurance for your parents ? If yes what amount coverage ? What is the premium per month ? And which vendor? Any extra benefits you can also point that out

URGENT Parents Insurance

Analytics Manager

Welcome to Personal Finance's Private Community

Both parents were school teachers. Still they never took any of those. So I don't have any knowledge about is it important or not to take. I have some ling term health issues for which I have to do costly checkups each year. Shall I take both of them and if yes where to get it please guide me. I'm 23, M. Just started earning few months ago.

Importance of health and term insurance

Software Developer

Acko health insurance looks good on paper. Any reviews on their claims process and claim settlement experience? 

Is it worth consideration?

Acko health insurance

According to me the following are must have in order of importance:

1. Personal Accident Insurance
2. Critical Illness Cover
3. Health Insurance 
4. Car/Bike Insurance
5. Term Life Insurance

Please feel free to suggest other products, if I have missed any.
Also please suggest any recommended insurance providers for those products.

Insurance products that are Must Have

Actuarial Associate

Looking out to buy Term Insurance. Am married, and both of us are working.
Wanted advice on deciding the coverage amount, cover till age, deciding between various plans, should both of us take the insurance

Anyone who has taken it, please advise. Thanks in advance!

Term Insurance Advice Needed

Modern problems, modern solutions

Content Strategist

Welcome to News Discussion's Private Community

Context - I’ve been in the industry for a decade now. Industry pay and other metrics are actually not that bad. Just never felt that it gets the same attention as banking/ consulting/ investing, etc. I feel there is a genuine lack of quality in the talent in the industry.

Why is insurance not a preferred industry for job seekers in general?

General Manager

Saw bhaiya didis shilling the product. Is it legit?

New Scam in town? *Jobsurance*

Software Engineer

So I was searching for an adequate health insurance plan for my parents aged 64 and 59. After comparing various plans and checking with Ditto, I have narrowed it down to 2 plans Care Supreme and Aditya Birla Activ One. 

Both of them have similar benefits with no room rent limit, additional rider to lessen the coverage time for PED (since most seniors have some conditions or the other this becomes most important), no sublimits for any particular diseases and no co-pay. Also Ditto isn't directly able to compare them both since "Aditya Birla Activ one is quite new and they don't have data on them" which doesn't quite sound right to me as it sounded quite like they were pushing me towards Care Supreme.

I did consider other plans as well like Niva Bupa or HDFC Ergo but they were way too expensive providing similar benefits only.

Any of you guys have taken the above mentioned plans or are planning to take an insurance for your parents? Also are there any other insurance advisors similar to Ditto? I tried talking to a few agents but all of them seem to be pushing Star Health plans nowadays which sound to be utter crap to me.

Health insurance for parents

How's HDFC endowment policy? They're claiming a >30% return on the principal amount. 
Are there any risks involved with such a policy? Anyone invested in such policies?

HDFC policy with >30% assured returns

Tech lead

So I'm 23M and i wanna buy life insurance of 2Cr. Would really appreciate it if you guys could answer a few questions!
1) Which life insurance do you have?
2) How much is the premium?
3) How many years do you have to pay the premium?
4) How much cover does it have?
5) Any riders you added to your insurance?
6) Where did you buy the life insurance?
7) What questions should i ask the agent before buying the insurance?

Life Insurance

What’s a startup idea you had but you never built it

Business Development Manager

I have Acko as of now, but to answer any question or provide quote they want me to file a claim.
As soon as it filed, my NCB goes

I'm looking for complete package- own damage, third party, zero dep
Car will turn 3 yo 👶 

Suggest some good policy providers

Car Insurance Help

Consultant

I am in my twenties and have been working for the last 15+ months. I am making 12 LPA. However, I still don't have any insurance for myself. I started looking for suitable options on PolicyBazaar, but I became very confused after seeing all the available policies. I don't even know how to choose the right insurance or what factors I should consider before purchasing a policy. Could you guys please provide me with some guidance on this matter?

Choosing a good life and health insurance for me

Frontend Engineer

they have gamified insurance for delivery drivers and they don't provide it if quotas aren't met

Rest of World spoke with 40 riders for Swiggy in India. Many described losing coverage when they needed help the most.

This delivery app takes away health insurance when workers don’t meet quotas

Swiggy, this has to be the shittiest move ever!

Senior software engineer

How to get out of a useless scam of a ULIP/endownment life policy whic gives a cagr of less than 5% over a 20 year term ? What will be the loss in terms cancellation of such a policy ?

Lol rather than selling good insurance they sell BS

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