Is this also the FD Card? I don't want to make an FD with them :/

Both are FD cards, I think there's no way around now

Consultant

Lawyer

Do you have either? How much credit limit does Niyo Global offer for 5k in account?  If you have IDFC CC, please refer me You will benefit too https://www.idfcfirstbank.com/creditcard/referraljourn...

Welcome to Personal Finance's Private Community

Do you have either?
How much credit limit does Niyo Global offer for 5k in account?

If you have IDFC CC, please refer me
You will benefit too
https://www.idfcfirstbank.com/credit-card/referral-journey?utm_source=bankwebnli_ref&utm_medium=NTB_Referral_4&utm_campaign=bankwebnlintb_ref

Niyo Global or IDFC WOW

Niyo Global or IDFC WOW- Grapevine

Anyone in the community that has or using a global niyo card during international travel, share your experience. Is it worth it? Have y'all faced any difficulty? Which bank is the card tagged to?

Global niyo card

Account Manager

Hey guys,

I’m going to bali next month. Need the community’s help to make a decision regarding going for a forex card or not considering that I do not want to go cqsh heavy. 

I looked up Niyo global and Bookmyforex Make my  trip card. Does it make sense to have one for less frequqent travellers? Has anyone used them? How has the customer service been?

Forex Cards? Should one go for them?

UX/UI Designer

Has anyone got this?

Every time I apply they say some error or not eligible. Dumb mfs don't give any details and can't contact them.

I have many other CCs and a good score.

IDFC first credit card

Product Marketing Manager

Rejected by Scapia and Fi, no reasons given
Saw a video on Niyo Global, saying they have huge downtimes which can be inconvenient

Others I found
1. IDFC Wow Zero Forex card
2. BookMyForex YES Bank Forex Card
3. TripMoney Global Cash Card

Please suggest

International Cards : Suggestion

I am planning my first international trip. I am going to Japan. Looking for credit cards with zero forex charges.

Any recommendations? I see that there are a lot of options like Niyo Global, Fi, Jupiter, IDFC WOW. 

I value customer support as it’s my first trip and I don’t want problems if there are any issues.

Best Credit Card For International Travel

Software Engineer

I got a Niyo debit card in 2022 & used it for my europe trip without any issue. Last year I heard the govt had put restrictions on their bank & it was non-usable. 

Now as per their app, it shows that it works. I am travelling next month to central asia & wanted to know if the Niyo sbm debit card still works? Can I refill & use my same card? 

Please throw some light for people who recently travelled with Niyo. Thanks!

Does NIYO Debit card still work for international travel?

Founder

Anyone using this card? I am mainly looking for 1+1 offers on movies and LTF cards only. 
Want to know if 1+1 on movies is working for the card users or is it a gimmick?

I am already holding:
HDFC Regalia first (shit card), 
HSBC premier (1+1 on bookmyshow since 7 yrs)
Citi Rewards

IDFC Wealth CC

Chartered Accountant

Should I go and apply for scapia card? I do 4 international travels in a year and love to shop, how will the card help me?

Support Engineer

I love playing games. I have a huge steam library but there are some games which aren't on steam but on Epic Games.

I use SBI debit card, it has similar features like SBI employees. Doesn't work at all.

I want to know does anyone here uses Jupiter or Slice or any other NeoBank for international payments/shopping? Which one's better?

P.S. I am a student so credit cards won't work for me. Not do I plan to use credit cards in my life.

Which card do you use for international payments?

Product Owner

Hi, can anyone recommend a good Forex card for international travel (UK/ Europe). Checked with a few friends who usually use their credit card internationally but I don't want to do that (cos I don't have one atm). Suggestions and advice are welcome :)

Forex Card recommendation

Marketing Manager

Planning for travelling to Vietnam and wanted some suggestions on which card to use. Do I take an debit card? Or a forex card? Or a credit card like Scapia? Also is it better to take an international debit card or a Forex card? Need some help on deciding

Forex card or a International Debit card?

I don’t want to pay them Annual charges. HDFC Bank recently removed lounge access from one of their lifetime free card (Regalia), so now I need a lifetime free credit card which provides Airport Lounge Access. Any recommendations?
P.S.- Already tried to get IndusInd Bank’s Legend card, but they are idiots, didn’t give. (They are mandating to take it on FD).

Best free Credit Card for Lounge Access?

Hi, I will be travelling to Dubai soon just for 12 days. This is my first time stepping out of India and its only for a short duration. 

I need some recommendations on credit cards which has the following:

- 0 foreign markup fee. I should be able to withdraw cash and pay for things in dubai without worrying about the markup fee. 
- 0 or low currency conversion fee. 
- Should have decent credit limit upto atleast 1 lakh.
- 0 or very low joining fee
- 0 or very low annual fee
- After returning to India, I will be using it here. So it'll be great if it has shopping cashbacks. 
- Not interested in forex prepaid cards since we can't use it in India afterwards and it has a inactive fee. 
- I don't care about lounge access since its just a short trip.

Appreciate your suggestions. Also recommend what cards which you've used in past and if its good or bad.

Need recommendation on international credit card

Analyst

Main spends: 
Food from Swiggy (quite a lot)
Groceries from Instamart/Zepto 
One flight round trip per quarter to home 
Going out for food maybe once a week
 
Any advice? How do I approach this?

Niyo Global or IDFC WOW

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