POV: You unlocked middle class 🔒
Imagine this : You are in your 30s
You have your own home fully furnished, nothing too fancy but big enough to give a separate room for each family member
You have a family car.. Not a luxury one, just a normal mid sized SUV
U have no loans, no emi, no obligations
You don't make a crazy amount but have some job security making early 6 figures a month..
Question : Are you happy? What else would you buy, what else would you aim for? What are the other necessities.. We all know there's no limit to wanting more.. If u don't want to upgrade to luxury version of stuff u have what else do u need in life?
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In my opinion, once you are in 30s, your needs and aspirations revolves around kids and their needs. It's only after they are teens or in college you start thinking about what next. With kids, I can't plan for tomorrow morning. So, I think it's the kids who drives the needs and next goals.
This is so true! Plan out a long drive and that morning my daughter decides to catch a stomach bug - all plans cancelled.
Traveling to meet a client and school calls to say daughter is running a very high fever. Cancel the client meeting and rush to the school.
There is NO RESPITE for parents! Absolutely none.
No time to fall sick for parents. Falling sick is a luxury for parents.
Luxury of travelling whenever and wherever I want.
unless u are a digital nomad with wfh, u can't really travel whenever wherever.. Any company employee or even gov employee can only take let's say 20-25 days of leave in a year that amounts to 1 long trip a year. Not difficult to squeeze in.. But Its a good point, thanks for sharing
Even better is become a retail trader/investor if you have accumulated enough savings.
Cause market will always exist, whether or not your remote job does.
Yup entire middle class thinks of this, i don’t really get it what is this obsession with kids? We are 3 siblings and only 1 has given good ROI 🤣 , not worth it.
I would have a minimalistic 2 bhk , live in with my partner, go on treks and vacations every quarter, work hard, party hard, do charity for animals and then die leaving all my money for animal welfare.
Cars are big no, my current enfield is good enough for anything more than 20km but bicycle for daily commute bcs they are cheap and will keep me alive till 80.
Life is abt creating experiences for one self. Dont confuse it with your children’s life. That’s the biggest problem in India, parents are way too concerned abt their children
100%%
I'm quite okay with not having kids. But idk what to do when I'm old and on a bed 24hrs. Who will take care of me. How will I survive then ? (Yeah yeah ikn that kids are not investment or whatever. But they are and you know it)
In which world is this middle class I don't understand 😝
No loan but a house with a room for each member.
No loan but have a mid size SUV
6 figure salary per month
🙏🏼🙏🏼
Society, relatives pressure will be there. They will say
No loans have more kids
No loans invest somewhere else
No loans dont settle with cheaper car
No loans buy lots of gold
No loans buy costly clothes or accessories.
you will also tempted to buy unnecessary things.
Until you spend all of the monthly salary these ppl will give free advices.
no loans- then take loans 😅😅
Hello Michael de Santa
Why everyone is triggered.. Its 30s.. 30s is from 30 to 39 This is my definition of middle class.. And easily achieveable.. If u have a small family... But the point was, this is already achieved, what next to aim for.. Patner don't want kids...
I am feeling aimless I need a purpose
Then now is the time to start pursuing your dreams dude. Join a startup, create one, invest in some business, start an NGO, go on trips, make time for your parents, take them on trips, do a world tour, get that 1000cc bike etc. So much to do and so little time we have! Once this phase crosses, age and health will catch up to you :(
Time to go deeper into your interests and hobbies
Dude..WTH!! You are no longer middle class if you have this by 30. You have achieved the bare necessities needed for survival.
You have attained much financial independence. Work for a few more years and retire to some farms or rest and vest.