People have short term memory. They have forgotten that this guy removed Dhoni as captain in RPSG, after one season

Business analyst

KL has that reaction- let me get another offer, will leave this in an instant 😂

Consultant

Software Engineer

Papa at PTM...

Papa at PTM...- Grapevine

Welcome to Personal Finance's Private Community

The EMI Trap: India's Youth in a Debt Spiral

Easy Monthly Installments (EMI): The siren song of modern consumerism. But is it luring India's youth into a financial abyss?

The EMI Trap Explained:

→ Attractive low monthly payments especially for bikes and phones (college swag)
→ Long repayment periods
→ Hidden fees and high interest rates

Why It's Booming:

1. Digital Revolution
   • One-click loans
   • Buy Now, Pay Later schemes

2. Aspirational Spending
   • Social media pressure
   • FOMO-driven purchases

3. Easy Credit Access
   • Fintech apps lowering barriers
   • Minimal credit checks

4. Financial Illiteracy
   • Lack of long-term planning skills
   • Misunderstanding of compound interest

The Youth Factor:

• 65% of India's population under 35
• First-time credit users
• Impulse-driven spending habits

Alarming Trends:

→ 40% rise in personal loans (2022)
→ 30% increase in defaults among 21-35 age group
→ Growing debt-to-income ratios


#

Papa 1000 Paytm krdo 😈

Founder

https://www.wsj.com/articles/pwc-laying-off-1-800-employees-plans-restructuring-of-products-business-b5dfe7c1?st

Even PWC

Software Test- QA

Welcome to Product Managers's Private Community

I’m a marketer and last few years have worked in Growth Teams. I’m currently at 30LPA (Fixed, in hand). How much can I expect if I take up a PM course and try to become a PM? YoE 6 Years

Currently at 30LPA how much can I expect as a PM?

Growth Manager

For example one of my cousins paid hefty some to get admission in a fancy school in near Bandra area (almost 10L plus)

TIL: you’ve to hire agents to get admission in top schools of Mumbai

Dads of GV, what was your reaction when you found out you were going to be a father?

Seriously 😒

Sales manager

This morning, saw a father holding his two kids, wearing their bags, taking to school by walk.

When did you last hug your father?

😉

Welcome to Moving Abroad's Private Community

I am flying abroad for my masters in two days and I have a 16 hour flight ahead of me. 

I can’t sleep on flights so I need some suggestions on what to do!

What to do on a 16 hour flight?

Welcome to News Discussion's Private Community

Bhakts are showing their true colors.

Booked Pizza workshop with mom today. She loved it! 

Went to the location, spoke to manager that I had made a booking for Mother's Day
He said, "Where's the kid?"
I quipped, "I'm the kid and she is the mom 😅😅"
And he started apologising profusely 

I found this weird, until I realised I had to get offended for him calling me old 🤦‍♀️

[Weekend Scenes] Did Pizza workshop with Mom ❤️ also embarrassing story

Please suggest some places to visit as I am new to blr.

What are your long weekend plans

I’ve started earning well recently, and I always think of giving back to the people who were there through the thick and thin: my parents. Please give me some ideas what people are doing these days for their parents? Gifts, trips or anything will help

What are you doing for your parents?

Product Manager

I feel my life is extremely difficult after demise of my beloved father at the age he should have  not left us this early he was 51 and now without him my life is just extremely difficult in all aspects  , people around me , relatives , career aspect marriage aspect future everything just scares me and  i feel i cannot reach out to anyone for my help not even my mother with my problems I feel if i reach out to anyone they just shut it like dont overthink , please stop with your negativity I just dont know how to get on with life He was like shield to us Now i dont know even me , my mom , my sibling has changed like anything Nothing feels good anymore

Loosing a parent

Analyst

Hello married folks, how have you been managing work after getting married and having kids. Sometimes it gets really hectic to give time to all things at once. Your spouse, kids, work, parents, exercise, upskilling etc. What suggestions do you have with regards to this?

Working after marriage and kids

Data scientist

MOM...

Process associate

I've been trying to login to the NPS portal via both web and mobile app to contribute to save taxes, but this is really the most pathetic portal I've ever seen.

On the web app it says 'Entered and Computed Captcha incorrect' god-damn everytime.

On the mobile app, the payment screen doesn't load.

How are you guys contributing to NPS? Is there any other way apart from the portal? 

One of my friends does contribute to it via ET Money. But I'm not sure if it's safe to do via a private company. What if ET Money dissolves? Does my money get affected too?

 Interested to know what you guys are doing.

Papa at PTM...

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Full time TPM, part time bowler