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Please help. Too much confusion.

I am a Software Engineer with 6 years of work experience. Currently working for a US based startup. Previously I have worked for Amazon and a couple of Indian startups. My current org is remote and I am working from my hometown. It's super chill in this company and work is only to build CRUD and APIs. I feel too stagnant here, my manager is also super chill and is in retirement mode. I feel this will message my future. I joined this company so I can work on my start up but haven't been very active there too. Recently a Google recruiter contacted me for a L4 role and had the recruiter screen and he scheduled the interview for the next month. Google base monthly salary for L4 is way below my current since it's a US based startup. But with RSUs Google annual CTC his higher. I am confused whether to continue in my org and focus back on startup or start preparing for Google interview. In the long term I want to start my company. At the same time Google will offer an AI ecosystem and resources that will help my startup. Please share your views.

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Insanity check on leaving 2Cr at 26

I have a remote job with 250k USD/2CR base salary and get to travel for free internationally 6 times a year to beautiful places in Europe. My manager is a saint and I don’t think I will ever find someone as good as him. I am considering leaving this job to startup. I would love to hear everyone’s unfiltered thoughts on this please 🙏🏼 Firstly, this is not a fake post - Luckily I have been one of the few people who were early in AI to train very large LMs, so I have an edge and get paid crazy money for it. Why am I leaving? Over the last one month I had time off from work to build a new AI capability for coding assistants. It’s a technological breakthrough and my AI is 10X cheaper and has 100% codebase coverage for automatic feature development, bug fixing and automating 3rd party integrations into your very large codebases. Others are working on it as well, but I have achieved higher results on public coding assistants benchmarks(SWE-bench). I believe in this breakthrough and technology, and this is the absolute right time to build it, not 6 months ago, not 6 months later - too early and too late. This could potentially be my next moonshot or I could also fail, but learn a lot in the process and not have regrets 5 years down the line in not pursuing a breakthrough in AI that someone down the line is going to monopolise. My financial situation is good and bad - I have NW of 3.2 Cr, but they are tied in 2 real estate properties - I am aware that this is stupid to not have anything liquid. I have a running home loan of 1Cr to the bank and 30 lakhs to be paid to my Dad, these two are my biggest mental blockers. My wife(married early this year) earns really well as well and I have some ~20L liquid, so day to day runway is of easily 1 year. Finally, I don’t believe that it I leave my current job, I will ever get another international offer that pays this well in cash and has remote work given how to market has changed recently. I am trying to disassociate from a greed mindset and looking into a potentially very high exponential growth/learnings. Please provide your suggestions frens, I am planning to speaking to my manager on Monday 🌻🌻