Should I change something ?
Current return is 24.64% . I feel like I’m playing too safe.
Do compounding of 20% for 10 years, maybe you’l realise it’s not so easy n not “too safe”.
Just random. My theory is most people invest during month start and avoid month end . I’m trying to go against it so that I buy when market is low during month end , I know in the long run it doesn’t make much difference.
No...it do make a difference.
Good stategy
Buy Nasdaq fund with low expense ratio.