Small wins/moments of happiness

The power of compounding really works! Started with a meagre salary of 4L/annum in 2018. But made sure to SIP 5K every month in Mutual Funds, and kept on increasing with career progression. This could’ve been more but I wasn’t able to regularly SIP during the two years of my masters I did after my first job. This may not be as much as the other tech dude bros out here sitting in CRs but this is a big milestone for me and all I’d like to say is SIP really does work and it’s all about being in the long run. Onwards and upwards only now 💪🏼💪🏼

Finally hit 1 cr in savings and investments today after 7 years of work. I know it's not a large amount but it's the best I could do while supporting my brother's education and managing my family (dad is no more). Goal is to increase by .5-1 cr yearly now. Portfolio split- MFs- 65 lakh Stocks- 28 lakh FDs and savings in banks- 7.5 lakh Forex- 3 lakh Total- approx 1 cr What I'm working towards- increasing investments in stocks to make it almost 50:50 between shares and stocks and also adding more gold and forex to the portfolio. No real estate in the next 2 year horizon

I know it's not a big amount, but felt like announcing this. Here's my nw breakdown- FD/Emergency fund: 5L MF/stocks: 1L Sitting around: 4L (can't get myself to invest it, the market seems very overvalued. Will try to invest this in small chunks over a duration) Next target is 50L, it'll take much longer than this 😭

I know it's not a big amount, but felt proud of myself because I was a big spender, but since last 6 months I have been saving aggressively. Breakdown!: Stocks: 2L MF: 1L EPF; 50k PPF: 50k FD/Emergency Fund: 1L Next target is 15L by the end of 2024. Let’s see if it’s achievable 🙏.

If I can do it anyone can. being a women and reaching this seems an accomplishment started with 5000 rs salary no one had faith I could do this.

Hello everyone, I have been working for around 13 years now. I started my investment journey around 11 years ago. Over 11 years have seen 3 market corrections. 1 major and 2 minor. Seen demonetisation, GST, covid, Russia war, middle east war. Inspite of all this was able to create a 8 digit portfolio. Hit my first 1 Cr 2 years back. I have been able to consistently able to hit 35% CAGR in my investments from past 11 years which includes equity, mutual funds, ppf, FD, etc. At my work everyone asks me for financial advice and I also have helped more than 100 of my colleagues in starting their financial journey. People are quite happy with my advice. But now I want to get your advice on how I can productize my advice so that I am able to reach people at mass who could benefit and also start their investment journey. Happy to get your suggestions and advice. Please note I don't want to start a financial advisory firm as then I can only reach or cater to max maybe 200 people. My thought is to reach 3-5 lakhs individuals. Welcome to any ideas and collaborations. Let me know.

I’ll go first. 1. What kind of investor are you? I am an opportunity investor, and I do buy good stocks whenever they are in reasonable valuations. Below are my monthly numbers. 2. Where’s the majority of your investment portfolio ? I have three RE investments and one of them has loan. And I’m planning to buy a property in Goa or HP. 3. What’s your monthly investment breakdown? 1.7L/ Month (approx) 60k - SIP (mutual funds) 60k - stocks (smallcase, us stocks using vested) 30k - as opportunity fund, this is transferred to a different bank account 10-20k - for experimental investments in crypto, nfts, and some trading. This is a new segment and I don’t have much experience in this and that’s why starting small here. 4. Anything else you want to share? I am learning to invest on a daily basis. Reading, videos and podcasts are my sources. Some of my tops picks are Whiteboard finance (Marko), My first Million and Smart Passive Income, finance with Saran, and Akshat Shrivastava.