You’ll close the credit card ? Just wondering as it’ll hit ur cibil.

I’m not sure. I can continue to use it or close it if it’s not worth it.

Intern

Product Manager

Software Engineer

What devaluation? 
 Has the 5:4 conversion points stopped?

Yep, unless you can maintain burgundy Account with them

Consultant

The music stopped last month. Party's over.

What are you spending so much on monthly 😱

Try getting DCB/Infinia. 
 If you want to continue with Axis , Atlas maybe an option.

I used the Axis Magnus CC well but now since the devaluation, wondering if I should switch to something better. Is there anything that provides equal if not better benefits?  Monthly income 2L  Mon...

Welcome to Personal Finance's Private Community

I used the Axis Magnus CC well but now since the devaluation, wondering if I should switch to something better. Is there anything that provides equal if not better benefits?

Monthly income ~2L 
Monthly spends ~50k-1L

What’s the new Magnus?

What’s the new Magnus?- Grapevine

Spend around 10k on flights, 10k on dining out+swiggy, utility bills around 5k, shopping around 10k. Good credit card recos. I would love to get flight redemption points.

Credit Card Recos Grapeviners

Quantitative Research

Hey everyone, Can you recommend a good credit card for great discounts on flights and maybe shopping too? I already have ICICI CC(lifetime free) but it does not provide any flight discount or launge access at airports.

best credit card for discount?

What all credit cards do you use and what benefits you get from those ?

What credit cards are you using ?

Software Developer

I have HDFC regalia and I am planning to upgrade, looking out for suggestions.

Which credit card will be worth it when you are earning 40+ lpa?

Thread to discuss credit cards what all basic, specific and premium cards you hold and what are your credit limit on that card.

Credit Card Mega Thread: Which Credit Cards do you have and What are the Limits?

I have Amazon pay ICICI, it started off well, I made all payments thru Amazon pay and good cash back but now while making payments on 3P apps, you can only use Amazon pay UPI

The other card I have has is Kotak Indigo and it’s shit

Which credit card is actually good?

Business Operations

Anybody got a LTF (life time free) card in last 1 year? Please share your journey? Any other high-end popular LTF card?

HDFC Infinia Credit Card

Engineering Manager

How to get AXIS Magnus ?

Always wondered how it happens
Have been using credit cards for some time, never found as much in rewards. What can a novice change in his cards?

Folks who say they get free flight tickets from credit cards, how do you do it?

There are certain cards which help you get free tickets(not entirely free though) 
  
 Most famous ones are Vistara cobranded cards. 
 Eg Sbi Vistara Prime Card 
  
 You get the card at annual fees of Rs3500 
 With this you get 1 Vistara Premium Economy Ticket which would easily cost 8-10K INR if you were to book by paying 
  
 Additionally you get more Premium Economy tickets each time you hit a spend milestone. 
  
 1.5lakh spends in a year - 1 more ticket 
 3lakh - another ticket 
 4.5 Lakh- another ticket 
 8 Lakh - another ticket 
  
 In addition you get 1 upgrade voucher using which you can upgrade your ticket from category X to category Y. This is via the Vistara Silver Tier Membership which is complimentary with the card. It also gives 5kg addition baggage allowance 
  
 There are more such cards in market like idfc vistara, axis vistara (business class variant as well)

Corporate Strategist

I see my friends booking tickets and hotels using points. My credit card offers are so hidden in the app and nothing attractive

People earning 50lpa+, which credit card do you use?

I have the following CCs
1. HDFC Millenia (it just lost its lounge access ability)
2. HSBC Visa Platinum
3. Axis MyZone Rupay Card (Converted from Flipkart Axis Card for Credit on UPI access)
4. IDFC First Millenia
5. SimplyClick SBI VISA

But I want to replace all of these with one or two all rounder cards that gives me a wide variety of benefits (cashback, lounge, discounts, international payments, etc).

Request you all to put down your suggestions.

Can you guys suggest one or two all rounder Credit Cards?

ICICI  Amazon is hands down the easiest card to use.

What’s the new Magnus?

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