Everyone's requirements will be different, mine is to buy a car how about your??
Beti ka dahej dena hai 😢
Why get personal loan for a car?! Get a car loan instead. Personal loan interest rates are super steep.
Only valid reason to take personal loan is to buy crypto.
Vacay jane ka hai bro. Insta pe dude banna hai
Took a PL of 11L to fund land that I purchased, land loans are hard to get, too much back and forth! If you work in a company that’s in the banks list you can negotiate a good rate.. mine’s 10.5%! But the return on the land more than covers the loan and its interest!
Medical emergencies, Home-setup after shifting/moving, weddings
These days, vacations are biggest use case.
Personal loans are better as they have lower interest than Credit cards, and have flexibility of use. Most other loans require proof of use: Housing, Education, Cars, Consumer finance, 2-wheeler etc
To spend the money we don’t have
Never really understood why would I take a personal loan.
I took to eat unlimited Briyani. It’s called credit card(personal loan)
If you are not eligible to get a car loan and taking a personal loan to buy a car, bro you are going to regret it later. Please don’t fall into debt trap
Looking to understand the new to credit market better to ideate a solution for them. Any research that can help? Also very keen to chat if anyone is thinking about solving for this market too!
My Bank BOB is not giving me personal loan they are saying that as if now you are not eligible for this benifit. So where should I go for this ? Plz recommend any good other bank or fin-tech.
I recently came across an idea/perspective about debt and it seemed to bring me clarity among discussion & fights online about credit instruments like credit cards etc.
Here it is:
Debt is a chainsaw tool, it is a dangerous tool. But i...
Hi everyone, I am a new professional in the workplace (~2 years), and for my own independence and various other factors, I need to buy my own car. I already know the basic specifics of my car choice; I know which car model + variant to b...