The Fall begins

Hello good people of grapevine, I have recently started my full-time job as a software engineer, and wanted to start my journey into investing. After doing a bit of research, I feel SIPs in mutual funds is the way to go forward at this point. For now I want to start putting 20k into MF SIPs every month. I took a look at a few MFs which were very high risk but over a period of 3-5 years yielded great returns (50%) as well. While the low to moderate risk MFs yielded low returns (5%). Though the risk is high, but seeing stable returns over a large period of time, how safe is it to invest in very high risk MFs and not incur losses? Any other advice is also thoroughly appreciated Thanks fellow grapeviners. risk appetite: moderate to high investment horizon: 5-10 years

Hey guys I have an investment horizon of >10 years and am willing to commit to a fund that offers more than 12-14% (nifty returns). I don't want a extreme amount of risk (think micro cap/ very risky small cap funds). I'm okay with ~18% returns over this horizon. Please give me some opinions, I'll read up on them too.

Which are the best mutual funds for long term investment. The aim is to at least beat index funds and inflation! Also, please recommend some good small-cap funds for good returns!

Hey this fund was a topper in large cap category. But for last 1-1.5 yr it's doing very bad. What is your take on this? Were you familiar with this before? How do we know this won't happen to any other fund we pick? It's numbers look good but then after you get in and into an year it goes down. What would you do?

Hello folks. While I'd like to remain anonymous very much, here's what I can share about myself. 1. Working in consumer finance. 2. Love personal finance and helping people out with it. 3. Have published 10,000+ pieces of financial content in the mainstream media. 4. Wrote a best-selling book on money management. It was No. 1 on Amazon once upon a time. 5. Lately been appearing on TV regularly for personal finance discussions. 6. Saved like crazy through my 20s and 30s, brought two apartments; have an 8-figure net worth mostly thanks to my mutual fund investments. It's not much but it's hard-earned. 7. My unrealised aspiration is travel and I'm working on it now. No, I'm not selling anything. No commissions, no referral links, no finfluencing. Just want to talk, exchange ideas, and learn from you all. Maybe I'll feature you in my next book. :) Ask me anything.

I personally see it as game changer in how invest in FDs. Any comments or thoughts or guidance would be highly appreciated.

I have started earning a good salary in the last six months and now that i have an emergency fund created, i want to invest monthly some money into Mutual funds. What are ways to identify a good mutual fund? Do suggest for long term(~5-6 yrs), short term (~1.5-2 yrs). Also i have started a ppf fund.

I invested in Mutual fund through SIP. Total profit was 6k after 1 year (Total invested amount around 60k) Today I saw monthly NPS statement of June 2024 month. This NPS contribution consist of company contribution and person contribution of ₹100 per month. Total gain is 13399 for 60397 total contribution. I am surprised to see higher returns on my NPS than my Mutual fund investment.

Please suggest some short-term (6Months - 1 Year) investment options, other than FD with good returns.

Has anyone used Smallcase to invest here ? Is it worth paying the premium and enrolling ? Want to invest some lumpsum amount and need advice