WigglyDumpling
WigglyDumpling

Best Credit Card Suggestions

Hello community, I just jumped into corporate life,I want to buy a credit card for my daily expenses, please suggest me a credit card ( if possible, lifetime free).

18mo ago
GoofyHamster
GoofyHamster
InMobi18mo

Go to technofino forums and you will find the answers to all your questions

GroovyDonut
GroovyDonut

Diners Black is the best for anything and everything, lounge, rewards, perks.

SquishyMuffin
SquishyMuffin

+1, check if you are eligible for Dinner Black Alumni Program, best deal

FuzzyDonut
FuzzyDonut

Axis Ace gives 2% cash back on most spends and 5% on bill payments and food deliveries. It’s a pretty good card for beginners

DancingPancake
DancingPancake

Its not easily available.

MagicalHamster
MagicalHamster
PWC13mo

If ur spends are about 4 lakh a year and you live in tier 1 city where amex is accepted...no brainer go for amex plat travel card

You can earn as much as 13% with this card if converted to airmiles

If u feel this helped u here is my refferal link...n u ll get this card first yr free + 2000 mr points

I ll also get some points in return...

Thnx :)

https://americanexpress.com/en-in/referral/hRITIJWe0Y?XL=MNANS

GoofyJellybean
GoofyJellybean

I've been using Amex MRCC credit card for most of my spending which are around ₹20k in most of the months. You can redeem their Membership Reward (MR) points to airlines miles, gift vouchers etc at a very good rate (~10%). Feel free to reach out on WhatsApp to know more details regarding it: 9911626956. 

Amex referral (First year free for you + 2000 added bonus points on spends of ₹5000): https://americanexpress.com/en-in/referral/hARShGuqru?XL=MNANS

DancingUnicorn
DancingUnicorn

Check with your salary account bank. If they are willing to give you a free card, take it. Make sure you make payments on time as it improves your credit score. In the initial career, don't go after perks. Perks are amazing once you get better cards by improving your income. Idfc first bank cards are free for lifetime.

DizzyLlama
DizzyLlama
Atlys18mo

Can you check previous posts on this? Why to create a new post for the same

GoofyDonut
GoofyDonut

This is now being asked almost everyday here, also nothing to do with software engineering

PrancingNugget
PrancingNugget

If you don't have cibil history, Take the card where your salary is credited. No one else will give you card anyways.

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Personal Finance
by ZestyWalrusProduct Manager

Please help! Credit card suggestion

Hello folks! If most of my spending is on online shopping, gpay bill payments, swiggy which credit card would be the best? I'd ideally want a Lifetime free one. Ps. I don't earn much(if that matters) and this will be my first credit ca...

Personal Finance
by WigglyRaccoonSoftware Engineer

New credit card

Can anyone suggest best credit card to buy as this will be my first credit card so need some suggestions. TIA

Personal Finance
by SquishyUnicornSenior Associate

Credit Card

Suggest good credit cards which you are personally using. Both which are free & have annual charges.

Do mention which use case it is best for: -online spends -offline spends -foreign transaction -fuel spends