Buy or Rent a house?

Friend bought a house then rented it for 50k and lives in a smaller and cheaper 20k place. Uses that extra 30k towards loan. I think tons of people are doing this in Bangalore

Depends on your purpose - if you are willing to stay in one location for the rest of your life, go for buy. If you want flexibility and you are more ambitious (willing to relocate for the right job), rent

1. Rent in India is generally 40-60% of EMIs.

This data point will help you take the decision ☺️

Rent it. You’ll have the option to stay close to office or to your kid’s school.

If you’re a remote worker and willing to stay in a place for a long duration, buy an apartment. As a property owner there are others costs like property tax, maintenance costs, repairs, etc. Make you calculations and pick what works best for you.

Buying makes more sense if you can afford the downpayment + emi. If you're in situation to take help from family for buying something without major headache, take the plunge.

They way genZ are hooked on subscription culture and overdue formalisation of real-estate sector residential rents are bound to reach 7-9% annual.

Already in micropockets there are properties where 100% payment needs to be white limiting the total upside, at other places it's still 20% white plus you know what. The increase of property values will stagnant for majority of us.