Hi folks, I’m planning to get a new credit card. I have the ICICI Amazon Pay card at the moment and use it for all my expenses except rent, but not happy with the benefits I’m getting from it.
I’m doing some research to figure out what card I should get. What card do you have that you think i should consider?
This might help you: https://select.finology.in/credit-card
this is excellent and super helpful, thanks v much for sharing
Where all do you spend money? Do you fly domestic often? Which sector?(Atleast twice an year) What kind of rewards do you value more? Cashbacks? Or reward points which you can redeem for hotel stays or flights?
most of my expenses are restaurants (3-4 times a month; 1-3k per meal), groceries from instamart (once per week).
i travel domestic 5-6 times a year - to chennai and bangalore
don’t have a strong pref between types of rewards. at the moment i only get a tiny amount of amazon pay credits, so anything better than that is great
Sbi vistara for rent. Vistara cards are best for rent and you can collect points as well.
nice thanks
what can the points be used for? can it be redeemed for cash?
You could use Eazydiner indusind credit card for restaurant spends.
If you are from a top tier college which I believe you are, you can simply apply for Icici Sapphiro credit card whose fees is 9k but if you are from a selected list of college which is like around 100 colleges, you can get it for lifetime free. I am from MIT Manipal and got it for free. I have all 3 variants of it Visa, Mastercard, Amex.
Also you could try Amex Gold charge card.
Hdfc millenia
I currently have these cards:
Can anyone suggest best credit card to buy as this will be my first credit card so need some suggestions. TIA
I have Amazon pay ICICI, it started off well, I made all payments thru Amazon pay and good cash back but now while making payments on 3P apps, you can only use Amazon pay UPI
The other card I have has is Kotak Indigo and it’s shit
I have 4 credit cards right now, no icici card, good credit score (805 cibil). I am a frequent shopper on amazon and a prime member, so thinking of getting it, considering no joining/annual fee. Any downside of getting this or any bette...
Spend around 10k on flights, 10k on dining out+swiggy, utility bills around 5k, shopping around 10k. Good credit card recos. I would love to get flight redemption points.