I am 26 years old and currently have a monthly take-home salary of 1.75 lakh. I grew up in a very poor family, having lost my father when I was just 1 year old. My family survived on my grandfather's pension, which was around 20k by the time I completed my B.Tech three years ago.
Here’s a quick summary of my journey and financial milestones:
Paid off a 5.5 lakh education loan. Repaid approximately 7 lakh to relatives who supported my education. Built a house in my village at a cost of around 8 lakh.
My Current Savings
Stocks: 6.5 lakh Mutual Funds: 10.5 lakh Fixed Deposits: 8 lakh Bank Savings: 1.5 lakh
My Monthly Expenses
Money sent home: 30k Personal expenses (including rent): 35k Mutual Fund investments: 45k Emergency Fund contributions: 60k
You might be wondering that even though I keep 60k per month in Emergency fund, still I have only 1.5 lakh in my Bank account, that's because I used those amount to build my house in my village recently.
While I’m not sure if my savings are good for my age, I take pride in knowing that my efforts have made my mom happy and comfortable. That, to me, is the greatest achievement
These kind of people motivate me, no celebrities, no heroes no sportspersons
+1
Thank you ❤️
This is really good. Congratulations.
Thank you ❤️
Bro this is not about how much you saved. This is all about the people you have made proud of , this is about smiles on your family faces. This is about your dad who had seen a dream of making his son a great person.
And you have done all of that. This is not 26 lakhs it is more than crores and no one in this world can match that.
And Keep going!
Thank you ❤️
Purpose of this post? Self pride? Or To make others feel sad? Or show you are great? If you would have said this is what I have studied and reached this position by this way. Atleast this post will make some sense. So max what I can see from your post is your just mad in getting congratulations from others... Attention seeking!!
Why so serious, bruh. It really is a proud achievement and like many others, OP has turned to GV community to share a personal achievement which they might not be comfortable sharing in their circle. Also, it does serve as an inspiration to many others who might in similar position. Cheers
I am proud of that guy. Hard-work requires appreciation he has earned it and has the right to flex it. You got a problem with it just move on buddy.
Wish you all the best!! Live long and prosper 🖖🏻
Bhai tum ne jabarjast kaam kiya hai well done
@Deadpool_rev You are an inspiration for others
Just few suggestions
Yes, many people have suggested me to take the insurance, I will take it soon now. Thank you for the suggestion ☺️
Working at Squadstack a call center BPO outsourcing company not being owner of the same(i assume given you finished BTech only 3 years ago), it's a big achievement.
GG. Keep it up buddy 👏👏
I have hardly 5L savings at the age of 32 but I have :
You have my respect! I would like to connect with you.
Thank you. Sure we can connect
It might be a negligible milestone for many but for me saving up this much money is a happy moment.
I am 26 with 2.5 yoe, in this 2.5 years I grew from 7.5 lpa to 15lpa, i know I can do much better 🙂.
Saving up is difficult for me as ...
What is the biggest expense, how much do you save and how much do you invest
Wtf everyone here 2l+ pm 🥵🔥
Save around 90% of my salary. Biggest expense is rent (25k).
Income - 50k expenses - 15-20k saving - 30-35k
The wealth should not be inherited.
I'm 30. No house, 10L in cash and 5L in mutual funds. No inherited weath.
Seeing the comment section,I realise I am broke.
This di*k measuring contest is really popular nowadays.
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