BubblyPenguin
BubblyPenguin

Crossed 25 lakhs Net Worth

I am 26 years old and currently have a monthly take-home salary of 1.75 lakh. I grew up in a very poor family, having lost my father when I was just 1 year old. My family survived on my grandfather's pension, which was around 20k by the time I completed my B.Tech three years ago.

Here’s a quick summary of my journey and financial milestones:

Paid off a 5.5 lakh education loan. Repaid approximately 7 lakh to relatives who supported my education. Built a house in my village at a cost of around 8 lakh.

My Current Savings

Stocks: 6.5 lakh Mutual Funds: 10.5 lakh Fixed Deposits: 8 lakh Bank Savings: 1.5 lakh

My Monthly Expenses

Money sent home: 30k Personal expenses (including rent): 35k Mutual Fund investments: 45k Emergency Fund contributions: 60k

You might be wondering that even though I keep 60k per month in Emergency fund, still I have only 1.5 lakh in my Bank account, that's because I used those amount to build my house in my village recently.

While I’m not sure if my savings are good for my age, I take pride in knowing that my efforts have made my mom happy and comfortable. That, to me, is the greatest achievement

3mo ago
129views
ZoomyNoodle
ZoomyNoodle

These kind of people motivate me, no celebrities, no heroes no sportspersons

MagicalKoala
MagicalKoala

+1

BubblyPenguin
BubblyPenguin

Thank you ❤️

SillyPenguin
SillyPenguin

This is really good. Congratulations.

BubblyPenguin
BubblyPenguin

Thank you ❤️

GigglyKoala
GigglyKoala
TCS3mo

Bro this is not about how much you saved. This is all about the people you have made proud of , this is about smiles on your family faces. This is about your dad who had seen a dream of making his son a great person.

And you have done all of that. This is not 26 lakhs it is more than crores and no one in this world can match that.

And Keep going!

BubblyPenguin
BubblyPenguin

Thank you ❤️

QuirkyNoodle
QuirkyNoodle
PWC3mo

Purpose of this post? Self pride? Or To make others feel sad? Or show you are great? If you would have said this is what I have studied and reached this position by this way. Atleast this post will make some sense. So max what I can see from your post is your just mad in getting congratulations from others... Attention seeking!!

BubblyPotato
BubblyPotato

Why so serious, bruh. It really is a proud achievement and like many others, OP has turned to GV community to share a personal achievement which they might not be comfortable sharing in their circle. Also, it does serve as an inspiration to many others who might in similar position. Cheers

WigglyPanda
WigglyPanda

I am proud of that guy. Hard-work requires appreciation he has earned it and has the right to flex it. You got a problem with it just move on buddy.

Wish you all the best!! Live long and prosper 🖖🏻

WobblySushi
WobblySushi
TCS3mo

Bhai tum ne jabarjast kaam kiya hai well done

SnoozyMuffin
SnoozyMuffin

@Deadpool_rev You are an inspiration for others

Just few suggestions

  • Take Term insurance for yourself because ur family is dependent on you
  • Also invest in medical insurance for yourself mother also
  • And try not to touch your emergency fund, keep it aside
BubblyPenguin
BubblyPenguin

Yes, many people have suggested me to take the insurance, I will take it soon now. Thank you for the suggestion ☺️

TwirlyPickle
TwirlyPickle

Working at Squadstack a call center BPO outsourcing company not being owner of the same(i assume given you finished BTech only 3 years ago), it's a big achievement.

PrancingPickle
PrancingPickle

GG. Keep it up buddy 👏👏

GroovyPancake
GroovyPancake

I have hardly 5L savings at the age of 32 but I have :

  1. Funded my sister's and own marriage expense. 2.Home loan 10L closed . 3.Educstion loan closed 7L. 4.Bough a flat worth 1.3 cr and loan pending 80L. 5.Arrange a trip for my parents 3 times in a year to temples or another other places . 6.Visited 17 countries and all Indian states .
DizzyNarwhal
DizzyNarwhal

You have my respect! I would like to connect with you.

BubblyPenguin
BubblyPenguin

Thank you. Sure we can connect

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