Crossed 25 lakhs Net Worth

I am 26 years old and currently have a monthly take-home salary of 1.75 lakh. I grew up in a very poor family, having lost my father when I was just 1 year old. My family survived on my grandfather's pension, which was around 20k by the time I completed my B.Tech three years ago.

Here’s a quick summary of my journey and financial milestones:

Paid off a 5.5 lakh education loan. Repaid approximately 7 lakh to relatives who supported my education. Built a house in my village at a cost of around 8 lakh.

My Current Savings

Stocks: 6.5 lakh Mutual Funds: 10.5 lakh Fixed Deposits: 8 lakh Bank Savings: 1.5 lakh

My Monthly Expenses

Money sent home: 30k Personal expenses (including rent): 35k Mutual Fund investments: 45k Emergency Fund contributions: 60k

You might be wondering that even though I keep 60k per month in Emergency fund, still I have only 1.5 lakh in my Bank account, that's because I used those amount to build my house in my village recently.

While I’m not sure if my savings are good for my age, I take pride in knowing that my efforts have made my mom happy and comfortable. That, to me, is the greatest achievement