Expense trackers
The reason why I am not using expense tracker app cause of duplication transactions. Example: Paytm send it’s notification when amount is debited/credited. Bank sends the same notification. How do you guys manage this or is there any good application (adfree)?
A custom spreadsheet like
@InconsequentialPlacebo said will be way better than any things these apps can offer.
Download banks/cards/etc. statements at end of a month, categorise them, make charts/graphs suited for your need.
I have created a custom sheet on Google sheets. I manually update it
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A different pov, keep only as much money in your bank/card that you are willing to spend.
For ex, for 1L in-hand salary, remove 60k and invest. Pay all the bills and liabilities. Whatever left is what you can spend. If you have 10-20k in your account, then how will you pay?
Similarly you can lower limits in cards.
This also helps you keeping your expenses in check.
It can be difficult to track everything, unless you read bank statements.
Previously used walnut, but now doesn't seem worth it.
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