DancingTaco

Do you invest in direct stocks? If yes, how do you measure a company's performance/due diligence ? do you simply invest in large caps ? Share your portfolio guys !

27YO. I have been investigating for the past 1 year ...every month 5k in stocks, 2k for hdfc, 3k for Infosys..Current portfolio of 87k..6k in profit....will expand when salary increases after switching..share your portfolio .

15mo ago

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DerpyCupcake

Stealth15mo

Invest in large caps via MF, and play around in mid and small cap in stocks

DancingTaco

Harman India15mo

I don't agree....in fact invest in mid and small via MF (because they're most risky) and you can play with Large caps at your own risk as they're the least volatile...

DerpyCupcake

Stealth15mo

Everyone is entitled to have their own view. I'm sitting on 1.2L profit in MF over 1 years.
Risks depends on individual and age as well, so what I suggested is save investment.

PeppyCoconut

Stealth15mo

Your portfolio is concentrated into just 2 stocks, if there’s a downturn you’ll loose capital.

Since the index may go up but individual stocks may not.

The primary thing to keep in mind is that the raw material is money and you need money to make more money here.

Actively work on increasing you income for your day job.

Do SIP into index funds and with time slowly move into stock picking as you learn more.

There a lot of stuff to stock picking:

You need to have good knowledge about the sectors
You need to study the competitors and find out what the differentiators are, what sets a company apart ie, the competitive advantage.

3)Regarding the due diligence part, you need to learn accounting especially the forensic checks, read auditor report in the annual report etc.

You need learn how to read financial statements and the annual report too.

And these are a very few pointers, it is very hard to do equity research with a 9-5, we can’t and won’t be able to do factory visits, talk to clients, distributors etc.

I’m also interested in stocks, but I have fully understood the fact that it’s not as easy as it seems, so sticking to MFs.

Look into Marcellus, SOIC youtube channel, don’t but the stocks but listen and understand more especially SOIC’s analysis. SOIC also has a course.

JumpyNoodle

Google15mo

Infosys and HDFC don't have lot of draw down usually. So he should be okay.

If he is investing for long term, this should be fine.

DancingTaco

Harman India15mo

Yup, I want to pass down these shares to my kids.. that's why I accumulate every month and on all dips..

FluffyKoala

Stealth15mo

Invest in your self that will outperform everything

DancingTaco

Harman India15mo

That's true but only up to a limit... stocks can provide Passive income (rent/dividends) so that's also imp

ZoomyMuffin

Stealth15mo

I prefer MF to direct stocks.

Direct stocks are too much work, need to followup with news and earnings, and need to monitor.

Even multi bagger returns on my investment amount is not significantly worth the effort. Stock picking as passive investment is a lie, rather play office politics and earn more.

ZippyWalrus

EY15mo

Start evaluating fundamentals of the company in any particular upcoming theme/trend. Learn some basic technicals and go after small/midcap equities operated by clean promoters. Stay out of FOMO. You might get few shortfalls in your pf but then few stocks turn out to be multibagger and that balances out the pf with a decent return (much more than your imagination).
Happy learning and investing!

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by DancingBurritoStealth

How do you invest in equity ?

Please describe your portfolio size, research mechanism, information sources and tools you use

Personal Finance15mo

by JazzyBiscuitStealth

How do you invest your salary?

It's been close to a year since I am earning a salary and this is what I do:

Invest a little less than 30% straight into MFs. I have three ongoing SIPs- small cap, flexicap and a Large + Midcap fund. (Planning to increase the amount ...

Top comment

Following the 50-30-20 rule for 5 years now. Started with a salary of 6LPA fixed. Now at 25LPA. Investing ...

Personal Finance10mo

by BouncyNarwhalSprinklr

What percentage of your salary do you invest?

Do share the portfolio size as well.

I’ll go first-

Take home per month- 1.75L (changed to 2.1 right now, but I’ll talk about previous one)

SIP- 70k Stocks- ~30k if you average on a quarterly basis (smallcase) Percentage- 57% Portfoli...

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