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Help me in deciding

Hi, I am an M. Tech CSE graduate from tier 1 college. I have one year of experience in back-end development. My current CTC is 14 lpa with 12.6 lpa as base pay. I got an offer from a fintech startup with 15.5 lpa as base pay, 74k variable and 1.5 lpa as ESOPs vested over 4 years. Am I low balled in the offer? My current company has a notice period of 60 days and the offer company needs joining in 30 days which in turn needs me to pay back for the remaining 30 days. I kindly request your help in taking the decision.

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