Should I change something ?
Current return is 24.64% . I feel like I’m playing too safe.
Just random. My theory is most people invest during month start and avoid month end . I’m trying to go against it so that I buy when market is low during month end , I know in the long run it doesn’t make much difference.
No...it do make a difference.
Good stategy
Buy Nasdaq fund with low expense ratio.
Do compounding of 20% for 10 years, maybe you’l realise it’s not so easy n not “too safe”.
The risk-return ratio is not much in favour of mid and small caps at this time given the high multiples they are trading. I would suggest re-allocate more to large caps this year as they are poised to do much better. Mid and small caps might see corrections post Budget & Elections, that would be a good time to enter. Btw great inflow. What's your total portfolio value ?
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