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Why are you taking this insurance policy?

Imagine someone approached you and proposed this: they have an insurance policy for a car, but, you get to pay the lowest premium in the market. So you ask how, and they say, that this will cover your great grand child's first car, and you just have to pay premium until the child's born. Will you buy this insurance, now? No? Then why are you paying premium for an insurance policy that is supposed to cover your 'soul' once you are in your afterlife? "Religions are multilevel marketing companies selling insurance for the afterlife"

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