Home construction loan / Layoff

I had been intending to apply for a home construction loan, but my circumstances have shifted due to a recent layoff. Regrettably, I was affected by the layoff, and my January pay slip reflects the final salary payment. Since banks typically require the last three months' salary slips, and the January slip includes additional details, I'm concerned if this might pose an issue. If I disclose this to them, they may request further documentation such as a new job offer letter. I'm seeking guidance on what options are available and what actions I should avoid. Waiting an additional 2-3 months for a new offer letter and salary slips is not preferable to me.