FloatingJellybean

How am I doing financially?

IT professional, 35M. 240K take home per month.

20K rent. 50K monthly household expenses 65K EMI towards plot. 5 more years of EMI pending 20K SIP across 4 different MFs. Invested 2 lacs only till now as I started SIP from Jan 2024 only. 10K Chit fund 12K RD for next year's school fees

No FDs. No emergency funds.

7d ago24K views

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FloatingMarshmallow

Amazon6d

Which city are you living in ? 20k and 50k

FloatingJellybean

Walmart6d

Bengaluru

FloatingMarshmallow

Amazon6d

Seriously Bengaluru with just 50k monthly expenses 🫡 Guess you are single, if not you can start a side business to teach others on how you contain your exps

QuirkyLlama

Salesforce4d

Bro where do you live at 20K ? And this amount doesn't add upto 240K. And we don't use K in India. Also depends on your net worth. Equity contribution is too low. Hope plot pays for that

GoofyBurrito

Student4d

If the sip is 20k*4 then it adds up
That's prolly what he meant anyways

JazzyQuokka

Stealth4d

Must be hebbala af

GigglyBoba

Zomato4d

@BraveSimba honestly if you ask me it's not good you are doing terrible at 35 my friends have atleast 1-2 cr networth even who who could not get 60% in college semesters.

Even am not doing well but shared you what I feel bro just don't take it by heart