WobblyWalrus
WobblyWalrus

How are you handling your parental health insurance policy?

I wanted to reach out to all the professional to know more about the underlying perk as parental health insurance.

How your employer support you on this. Whats the premium looks like, is any co-pay or room cap limit.

Lets discuss this on this.

11mo ago
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WobblyWalrus
WobblyWalrus
Cisco11mo

I will add mine.

Premium for both parents
35k Inc taxes.

Sum insured : 3 lac Room limit: 1 percent for normal admission, 1.5 for icu.

There in no co-pay as such, but the 3k limit on room makes it difficult for Bengaluru hospitals.

WobblyBiscuit
WobblyBiscuit

this is very less please get a top up of around 50 lacs should cost around 4k

GroovyBanana
GroovyBanana

Seriously 3 lac??? I think It's not sufficient, at least it should be around 20l. Wanted to know your thoughts on this.

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