Rejected by Scapia and Fi, no reasons given Saw a video on Niyo Global, saying they have huge downtimes which can be inconvenient
Others I found
Please suggest
Scapia - if you have an existing Fedral Card (like One Card), you won't get it
Fi - even i faced the same problem, which was so bizzare!
I was also thinking about Niyo Global, but haven't applied yet. The other cards you mentioned, are they free?
The most "travel friendly" card I have right now is OneCard, it has 1% forex fee. Uni Card was supposed to come up with a new card last year with 0% forex fee as well, but I suppose that has been shelved
So you need cards that reward good internationally? Axis bank cards were good, they are devalued now. But Axis Vistara is still good card, you would be able to get decent rewards for international transactions
I want to spend without extra charges. Axis has 3.5% charge and its reward system isn't that great.
Axis Vistara Infinite credit card has amazing reward system. But again, if you travel Vistara. Amex has decent rewards if you redeem it for Hotel benefits.
If you want 0% forex, why even go for credit cards? There are lots of debit cards or forex cards which have 0% forex
If you can negotiate, can get RBL world safari card as LTF, (zero forex, free golf games, priority pass nice benefits) I previously had Zomato RBL cc when it discontinued I asked them for the upgrade they gave the option world safari or icon, i took the world safari one.
Can you give me lead in RBL? I have savings account with them and stocks too. But not enough money to negotiate this big
I don't any personal rbl contact, no savings account only cc. I went through calling regular customer care, maybe try asking for your account's relationship manager.
I do have a contact numbers for indusind bank employee and StanChar/HDFC cc sourcing agent. But you'll have to search form their Forex offerings.
And if intnl credit card is not required, you can get tripmoney Forex card from MakeMyTrip app.
Stay away from Niyo they keep switching banking partners, leaving old users hanging.
Niyo worked well for my friends, no issues, payment gets directly debited in inr, no hassle of incurring forex charges multiple times (e.g. i ended up using indusind forex card, had to convert inr to eur and then eur to another local currency at time of payment, double loss) . I had a not so good experience, card did not get delivered on time but that was mostly fault of Delhivery
