Zeptaa
Zeptaa

Invest early

Coming from Middle class family, I have hardly seen any investment strategy or advice from my parents. But to all youngsters, please start investing early in your career, rather than pushing for new home & expensive cars, iPhones. Don’t need to invest in stocks & trading but start a step-up SIP with 500₹ Small Cap MF, that will support you in long term.

9mo ago
ShelbyT
ShelbyT

How much % of take home salary do you suggest to invest ?

PaneerConnoisseur
PaneerConnoisseur

20%

Zeptaa
Zeptaa

65% when new job upto getting married
35% once you get married to kid. 20% once you have kids

CODERNINENU
CODERNINENU
HSBC9mo

Learning and improving early is also very important as we will be climbing ladder 🪜 Faster , Otherwise we will be stuck and investments will not be that much Compounded

Zeptaa
Zeptaa

Everyone climbs accordingly, me & my friend started jobs at same time. He has been investing since 23 & now made a corpus of 6.2 cr (he is not even in FAANG). Now even my salary is 3 x into his but if we both get laid-off today then he can enjoy his life without any worry!

overthinker
overthinker
Student9mo

What were your starting salaries? And how much he earns now vs you?

UpsetLadle89
UpsetLadle89

First get a high paying job and then invest aggressively

Zeptaa
Zeptaa

So it means if you earn 30K, you shouldn’t invest right? Wait till you reach 45-60L/year?

lime
lime

I'm from a Commerce Background and barely see any of my friends who are interested/know about investing including some who are almost CAs.

At max they are interested in options/swings, so glad to see people here are actively investing!

3xPlusOne
3xPlusOne

@GopenMu how much is your TC and how much do you save? what's your NW and YOE?

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