Home loans categorisation
Folks with home loans. Do you categorise monthly EMIs under your investments or consider it separate?
Investment portfolio, there is lot of talk about it. But in this age, where loans have became indispensable part of our lifestyle may be for home, cars or iPhone, it is equally important to make up a liability portfolio and collate it with asset portfolio. Such step would be helpful in assessing our financial strengths and taking risk according.
Having an integral view of asset and liability portfolio is rearranging the investment and loan accounting on the basis of principal of both sides and, appreciation-yield and interests of respective side. On the same time liquitidy of asset side and duration of loans must be analysed in simultaneous manner.
Folks with home loans. Do you categorise monthly EMIs under your investments or consider it separate?
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