There is a saying that "when there is greed be fearfull and when everyone is fearfull be greedy". Now every tom dick and harry is talking about investing in market and earning great returns. Are we in a bubble ? There is no easy money in markets but currently u will get lot of advice on which stocks to buy from everywhere. What should one do? Pause SIP , remove all money from stocks park it in Liquid fund, FD, bonds, do nothing? Thoughts
Another one is called ‘the greater fools theory’ - similar concept. In my view, keep sell price targets and keep booking profits once your investment reaches that target. Then reinvest if you feel there is more juice. Keep booking profits and keep eyes open for signs of a downturn so that your downside can be limited. However this requires very active portfolio management, hence I always suggest to outsource it to an expert and use your time productively in your areas of interest
I have strong interest in the market ..I work for the stock broking firm too.. however we are not allowed to trade actively and we are supposed to disclose all transactions
If the point is to reinvest, why book profits? Might be a stupid question, but I appreciate your input.
Don’t know about other things in your post
But don’t pause SIP , the very purpose of SIP is that you do not have to take such decisions!
Big money is made by not timing the market but being in the Market .
I agree with what u are saying but times like now are unprecedented.. looking at the situation I am fearfull..
A friend is waiting for bear market from 2021 Jan. While I have Yolo-Ed SIP into index every week in that time span.
Has anyone tried timing the the fall and what was the outcome? I know it's dam difficult but is there any warriors who have done that?
Not exactly timed the fall, but tracked Nasdaq actively and poured money when it was local minima around end 22- beginning 23.
Similarly poured chunks when NIFTY50 made bottom in 2020.
Both such estimations boosted the XIRR very much.
What did u used to identify the temp bottom or minimum?
Pausing an SIP is the worst mistake a retail investor can make
If anyone knew if the markets are overvalued, they wouldn’t be here on grapevine giving advice about it. Even billion dollar hedge funds can’t give you a deterministic answer for this question
We don't have to be right to the tits.. we will be fine even if we are moderately accurate .. +-6 months
Hi, does anybody here think that markets have become overvalued due to continuous inflows from mutual funds.
I don't track stock markets that much but i know that DIIs are continuously pumping in money into the stock market whereas FII...
Man, not one month of 2024 has completed, and hoping for a good 2025. Tough times!
Hi folks,
Personally, I thought I should invest in the index fund. Because, I don't want to take the risk with this amount.
But I would still like to know 2 things -
We don’t know your risk profile, but your statement gave me a hint of conservative. For a conservative investor...
