Rrrrrrrrrrrrrr

Lifetime Earning & Savings

I did the all the calculation of my earnings, savings and expenses recently and got some insights that I thought of sharing and wanted how others plan or track these thing on there end.

Started earning in Jan 2022 as an intern and later in July started my full time career.

Post Tax Income till Dec 2023 : 27Lakhs Tracked Savings: 19Lakhs approx Net Saving %: 70%

And I think this would not be possible if it was WFO.🙂

What are your thoughts?

10mo ago

splender

Startup10mo

Bro don't you enjoy life? All you are currently saving and investing only.

Rrrrrrrrrrrrrr

US Based Startup10mo

Need to buy house for parents 🥲 hence saving as much I can.

splender

Startup10mo

Okay that's good but this time will not come again. So keep enjoying your life also. Go on trips be it in India or international.

CouchPotato

Amazon10mo

Damn. Rent eats up more than 20% of my income 🥹

Rrrrrrrrrrrrrr

US Based Startup10mo

🥹

CouchPotato

Amazon10mo

I don't have a plan per se. Have SIPs in MFs which invest approx 50% of post tax income in the beginning of the month itself. I don't actively keep track of my expenses (roti, kapda, makan, travel) but it is somewhere around 40%. Rest income stays in my account as emergency funds or for occasional discretionary spending.