Hey I am 26 too,work as ml engineer.Make little more than half of your salary as in-hand.
But I live in tier - 2 city ( working remotely).
I am targeting to have 7-8 Lakhs in liquid fund + health insurance for my parents (This money is only used in case of health insurance). Medical bills are a little lower in the city I am living in compared to metro cities .
I am planning to have at least 1.5 years of runway.(Since I spend around 20 thousand rs [ration + rent]) so I need to have an additional 2.5 Lakhs.
This to me is a financially stable amount in the current city I am living in.
Make sure your partner understands your mindset. If I want to get married I would let her know all these(of course I won't disclose the number).
I was concerned about landing a bad girl too,hence asked advice from grapevine member who was undergoing painful divorce.
Here are his points :
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Weather it’s an arranged marriage setup or love marriage spend some time before committing atleast 3-4 months, this will give you ample opportunity to check the compatibility
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Have self respect and boundaries check if she is respecting you more than love. Love will come and go if she is not respecting you then pretty soon the marriage becomes toxic
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Stay far faaaaar away from fake feminists. Also check if she is playing victim card to get her way or being a girl card for not being nice , it’s a huge red flag .
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Check if the mother is overpowering the father in any and everyway like the father has no voice in the girls family,,, please stay away from these people else the girl’s mother will be very interfering in the marriage . Have seen this pattern in many places
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And definitely no for the Ones who call themselves as dad’s little princess.. these girls are mostly narcissists and don’t care about you
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Stop bending over butt to make her happy in the beginning itself. Check if she is also making equal efforts to make you heard and efforts to make you also happy.