It’s not just about the numbers or the investments; it’s about the work that’s already been done—money moving, building wealth, and generating returns without having to clock in every day.
For a long time, I thought my monthly in-hand was the main metric of success. I was focused on the number that hit my bank account at the end of each month. But over time, as I began to pay attention to my investments, something remarkable happened: my portfolio started to move more, sometimes much more than what I made through my 9 to 5.
It’s important to note that this didn’t happen overnight.
The journey hasn't been without challenges, and there have been days(DeMo and Covid) when my investments burnt like hell. But knowing that my portfolio has the potential to grow beyond my monthly earnings keeps me motivated and focused.
It's a market movement. At lifetime earnings of 11-12% you're just lucky in a bull market. Had your lifetime earnings been 150-200%+, then it makes sense to take commitments like leaving your job, etc.
So thank your stars and ask them to keep shining.
dude I do tax harvesting and keep shifting money from equity to real estate
Did you do tax harvesting?
yes every year
Which fang fund buddy?
That's great man,how long have you been investing, what your monthly sip amount and don't you feel anxious in the dips.
Can you explain what exactly are you is it long term investing or Swing trading or mix of both. Also what technical and fundamental analysis you do?
How to tax harvest?
Can you please explain me how to tax harvest?
Do share the portfolio size as well.
I’ll go first-
Take home per month- 1.75L (changed to 2.1 right now, but I’ll talk about previous one)
SIP- 70k Stocks- ~30k if you average on a quarterly basis (smallcase) Percentage- 57% Portfoli...
What are your net worth targets and goals by age? Here's mine:
25: 10L ✅ 30: 50L ✅ 35: 1.5 Cr 🟡 40: 3 Cr 🟡
Goal: 25: 2L ❌ 30: 30L ✅ 35: 50L 🟡 (had a baby) 40: 1 Cr 🟡
The power of compounding really works! Started with a meagre salary of 4L/annum in 2018. But made sure to SIP 5K every month in Mutual Funds, and kept on increasing with career progression. This could’ve been more but I wasn’t able to ...
Hi,
Wanted to keep precise to the point.
Age - 36 Salary - 40 LPA Portfolio - (Stocks, FD, MFs) - 50 Lakhs MF - 40 Lakhs Stocks - 6 Lakhs FD + Debt - 4 Lakhs
Married. with 4 year Kid. Wife is not working.
Own Home - 85 Lakhs - Loan w...
