Offer evaluation | PhonePe vs Greenlight (US startup)

PhonePe offer 34L fixed + 6L joining bonus + 25L stocks for 4 years

Greenlight offer 38L fixed + 4L performance bonus each year + 2L retirals (PF + gratuity) + 30L stocks for 4 years

I am genuinely stumped as to which to join. Greenlight is offering a much higher cash component - but PhonePe is...PhonePe. I have no way to find out about the work culture and learning at Greenlight since they've recently started operations in Bangalore (all folks seem to be from very nice companies on LinkedIn). I've heard people saying that WLB and coding standards are better at US based startups, plus it's a role in the founding team at Bangalore (they only have 5-6 engineers in the iOS team I will be joining).

Any help and advice is appreciated!