Well I would say anywhere between 10-18 crores keeping in mind the inflation and the type of lifestyle one has .
second thing is having a good life partner who can help you Sail the ship of your life without much hardships
- How much you are doing for your health as ailments and chronic diseases are becoming common , so better take care of it too to avoid further unplanned expenses
Lol, India's top 1 % has "only" 1.4 cr networth and vast majority of people do just fine in a tier 2 city with that much (assuming paid off home).
18 Cr is US-esque money, a country that has 30x our country's GDP per capita. Unless you are planning to retire in South Mumbai , even 1/10 of your suggestion would be enough for tier 2 cities
I think 18Cr is the right amount to consider. Given that retiring at 30 means at least 30-40 years of living on the expenses with an inflation of 6-7%
Have 80L Invest in very safe yielding 6% instruments. 0.5% monthly return is 40K monthly.
If you can sustain your month within 35K, you can retire at 80L
