Do what suits your financial situation.
Ensure that whatever degree you are choosing you are doing it from a good college if possible.
And regardless of college be relevant and prepare yourself for the market.
You can leverage platforms like this and Twitter to get the required information and guidance from time to time.
If you have to choose BCA, after BCA you can start a job and in parallel pursue MCA as unfortunately many organisations consider MCA equivalent to degree and BCA equivalent to diploma.
Wishing you the very best!