They had promised cash backs on multiple online and offline channels but they aren't getting credited in the statement.
Even a 1% legit cashback on spends would be a good enough reason to get a credit card (they claimed 5%). Getting no reward points either. Also, spending on Zomato is apparently not eligible for cash back either lol.
Plus the dashboard and UI UX for managing card inside the swiggy app sucks even more. If you try to go back to previous screen it will simply exit and go back to swiggy app instead of previous screen unless you use the small back button in top left corner. Can't see or use some features without logging into net banking in a browser inside swiggy app. Very janky and unusable. Can't find any option to pre pay even in HDFC net banking app.
Overall, not happy with the experience. Big promises, under delivered.