why do people still use Paytm wallet?
BabuBhaiya
Stealth
9 months ago
To avoid clutter in the bank account statements. Top up once and keep on making small transactions wherever required.
I agree, UPI created clutter in bank accounts statements is the worst thing ever for real
neko
Stealth
9 months ago
i use fi by federal for upi transactions. i load up it once or twice a month as per the need. it lets me track my and categorize them better.
ProfessionalCurser
Stealth
9 months ago
I use it because of FasTag đ
Convenient.
UPI can be a headache sometimes. A bank server showing degraded performance is a major one.
Your money can be debited from your account, and get stuck on the way. The app says check after some time.
It can take up to a couple of days to resolve.
This happens rarely, but when it does, it is a complete nightmare. If I'm paying at a shop, I'd rather pay via wallet than UPI.
Can also load Paytm wallet with credit cards, it's almost cash. And Refunds to payments made from wallet are instant, while one may need to wait 1 week for any refund.
PaleAnybody
Stealth
9 months ago
For me it's ease of use. Long ago I had set up auto load from bank. Now bills, fasttag and numerous small payments get done automatically. Also for regular online shopping like big basket you can connect wallet and forget about inputting OTP and cvv every time
For many it is also a way of keeping aside X amount as budget for a spend.
Let me rephrase this , what else should we use and provides more advantage than Paytm ?
We have many products like UPI LITE, mobikwik wallet, Amazon, Fam and slice with better experience
dodgy_dave
Stealth
9 months ago
OCD case. Forget room and house they canât even see bank statement cluttered. And donât say âbook keepingâ - if youâre maintaining accounts for some regulation then you need to account your wallet balances and statements too, not just bank account.
mangoshowers
Student
9 months ago
I use it for discipline - every month I top up the with x amount and use it for commuting and bills and try to reduce my spends if I'm quickly draining the wallet. Whatever's left, I spend it for leisure at the end.
satan
Stealth
9 months ago
Not wallet, but postpaid whenever available. Itâs not good idea to hit bank server for every Rs.20 chai. Not going to look good on statement, for good tracking.
Brutallyhonest
Stealth
9 months ago
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