Which bank for salaried account?
Hi, I'm a fresher. I want to know, are there any benefits of having a salaried account in a particular bank? If so, which ones do you suggest would be the best one. My office has a tie-up with HDFC bank.
Zero benefits. It's a basic banking product.
HDFC is as good as anything else.
ErringMortal
Student
a year ago
Can we choose a bank for a salaried account ?
I thought it was in the hands of the employer and not at the hands of the employee.
Please clarify !
Usually they have tie-up with 2-3 banks, and you can decide which one you want your salary to be credited.
In case of Startup, you can take salary in existing savings account also, no need to even get another salary account, unless you need to use some feature.
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majboormajdoor
Stealth
a year ago
Any bank is good bro. Don't think much.
They give zero shit. You do the same.
I recently shifted to idfc coz I like their colour, it is that inconsequential
I use ICICI bank since the very beginning
No major reason, just dependable, have comfort with them
Not sure if someone's analyzed this deeply, curious to know
ChotaChetan
Stealth
a year ago
Salary accounts are usually Zero balance accounts. You also get some other perks
You can never go wrong with HDFC. If you travel a lot then they'd have decent credit cards after you cross a particular salary for you to get good cashback
Bdw any bank is good. Salary account as a product is out dated now. Do check with your HR though, sometimes they have an arrangement with the bank where they have a corporate account, as per this arrangement all salary accounts will be opened in that bank only. These are called mandate accounts. If there is no such policy, just update your existing account. Though I would suggest to take a feel of multiple banks during initial phase of your career and settle with the one which is good for you.
MadRecall17
Stealth
a year ago
You can go with Hdfc
becomes much easier to get their credit card. they have some good entry level credit cards
Chelokebab
Stealth
a year ago
Hdfc
HDFC. Just because it would be very unlikely your next employer, and next to next employer won't have a tie up with them. Saves the hassle to create salary accounts when you change your company
Bugtesting
Student
a year ago
I've been using Bank on Fi- damn good offers, discounts and every month you get 200 rs brand vouchers without fail & 2% cashback on all spends upto 500rs
11/10 will recommend as i use it for savings, investing, and tracking all my expenses.
Give it a try. Download Fi app using this link - https://fi.onelink.me/GvZH/okbcijun & use my referral code EU29Z3U57K while joining to get a ₹100 joining bonus
ExpertRobe62
Stealth
a year ago
Using IDFC first salary account, its good
ICICI - no need to visits branch. You can do almost anything from their mobile app.
Been using it since last 12 years
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