I'm launching a new SAAS business and I'm stuck on choosing the right online payment gateway. I've been looking at PayU and Razorpay, but I'm open to exploring other options too!
All payment aggregators with PA/PG certification from RBI will have to follow similar guidelines. If your business is legit and your KYC is strong then none of the payment gateways will cause a problem from a settlement/blocking perspective.
Phonepe PayU and Razorpay all provide no convenience fees for the starting few months.
I think CCAvenue has the best pricing plans however razorpay's upside is the additional products that you can use which really helps start ups. PayU also has a very competitive pricing plan. PhonePe on the other hand is more expensive.
I would suggest not to look at the payments flow and charges only cause those would be more or less the same, rather look into the reporting/recon/settlement/integration and additional products which are offered by the companies and which are aligned with the requirements of your org.
Have 2-3 options ideally for payment
Razorpay, Paytm, cashfree, PayU are most often used
Go for razorpay i would say. Go product stack for businesses
I'm launching a new SAAS business and I'm stuck on choosing the right online payment gateway. I've been looking at PayU and Razorpay, but I'm open to exploring other options too!
I’m building a SaaS that needs a payment gateway. Razorpay, stripe and cashfree can’t onboard new businesses because of some RBI regulation(since December 2022).
What would you guys suggest I go with? Ideally I would need a PG that can...
As cashfree, Paytm & Razorpay has stopped onboarding customers suggest new PG.
