Indian Startups16mo
by DancingPretzelFounder
Suggest a Payment gateway for digital product apart from Razorpay & Cashfree.
As cashfree, Paytm & Razorpay has stopped onboarding customers suggest new PG.
GoofyDonut
Payment gateway options?
I’m building a SaaS that needs a payment gateway. Razorpay, stripe and cashfree can’t onboard new businesses because of some RBI regulation(since December 2022).
What would you guys suggest I go with? Ideally I would need a PG that can split payments.
22mo ago
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DizzyMarshmallow
Phonepe launched payment gateway last week with zero fees in pilot mode. Not sure if it is open for all.
If not phonepe, then try CCavenues (costly)
GoofyDonut
Stealth22mo
Yeah want to avoid ccavenues. Will check out PhonePe. Thanks!
DizzyMarshmallow
Just tried, they have started on boarding at 1.85% + gst as fees
GigglyWaffle
Career Break22mo
PhonePe, also their PG is free for a limited period of time.
GoofyDonut
Stealth22mo
This is great, thank you!
WigglyDumpling
Split is only offered by the 3 companies you mentioned -- technically and regulation wise it is a significantly more complex product than a vanilla pg. Stripe's offering is untested in India afaik. Cashfree is revamping its split payments offering into "embedded payments" and will be announced soon. The onboarding embargo is a bummer though.
WigglyDumpling
A hackey way to do it temporarily is to use payouts after you've collected into your account through a payment gateway.
SquishyMarshmallow
Stealth21mo
Lemon squeezy might be good if you are going global
GoofyDonut
Stealth21mo
Never heard of them. Any idea about the success rate?
SquishyMarshmallow
Stealth21mo
They are new , i have seen them on some saas products checkout ,
You can check PH reviews https://www.producthunt.com/products/lemon-squeezy
GroovyUnicorn
What is split payments / mechanism here?
GoofyDonut
Stealth21mo
My client sells some stuff on my website, I keep 10% of what the end user pays and send the 90% to my client
GroovyUnicorn
Which PG u use for this
SquishyPickle
Amazon22mo
JusPay/Razorpay
WobblyBanana
Stealth22mo
Stripe
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