Elvishbahiiii
Elvishbahiiii
Stealth

Started new Business - PayU vs. Razorpay or Something Else? (Payment Gateway Help!)

I'm launching a new SAAS business and I'm stuck on choosing the right online payment gateway. I've been looking at PayU and Razorpay, but I'm open to exploring other options too!

7mo ago
SickWarlock
SickWarlock
Razorpay7mo

All payment aggregators with PA/PG certification from RBI will have to follow similar guidelines. If your business is legit and your KYC is strong then none of the payment gateways will cause a problem from a settlement/blocking perspective.
Phonepe PayU and Razorpay all provide no convenience fees for the starting few months.

I think CCAvenue has the best pricing plans however razorpay's upside is the additional products that you can use which really helps start ups. PayU also has a very competitive pricing plan. PhonePe on the other hand is more expensive.

I would suggest not to look at the payments flow and charges only cause those would be more or less the same, rather look into the reporting/recon/settlement/integration and additional products which are offered by the companies and which are aligned with the requirements of your org.

FixedWafer
FixedWafer
Amazon7mo

I have heard good reviews about Juspay too. Have hardly faced any issues while using it.

Wizardofoz
Wizardofoz
Stealth6mo

Justpay is a PO not a PG. Check what u require and benchmark the commercials

FixedWafer
FixedWafer
Amazon6mo

Thanks for the info

ShaiPaneer
ShaiPaneer
Remote7mo

I integrated phonepe a week ago. It works fine too. No convience fees offer is also there for new customers.

Elvishbahiiii
Elvishbahiiii
Stealth7mo

My main concern is payment settlement and blocking account,

Kamlesh
Kamlesh
Stealth7mo

Have 2-3 options ideally for payment

Razorpay, Paytm, cashfree, PayU are most often used

AnEmployee
AnEmployee
Razorpay6mo

Go for razorpay i would say. Go product stack for businesses

Discover more
Curated from across