Software Developer

Don't put in fd, better to put it in nifty50 index, better and stable returns

Software Engineer

We have got some money from relatives and I would like to start putting some money aside for him every month. Any suggestions on how can I plan for this. I was thinking 50% in longterm FD and rest ...

Welcome to Personal Finance's Private Community

We have got some money from relatives and I would like to start putting some money aside for him every month. Any suggestions on how can I plan for this. I was thinking 50% in longterm FD and rest in stocks. I guess every year I might have to spend nearly 3-4L annually from 3 years of age considering school fees. I don’t know what else I need to save for..

Any suggestions on how to block some investments for my 6 months old

Product Manager

Any suggestions on how to block some investments for my 6 months old- Grapevine

I have been working professionally working from the last 3 years as a software engineer and I have 25 in my savings account, I have never invested my money before but it feels like a serious mistake on my end. I am looking for advice how should i split this money and invest in various streams i am ready to
Invest 95% of it

I have 25 lakhs in my account

Hi all , I have some 10 lacs of savings which I don't want to keep idle in the bank for obvious reasons, 
I need suggestions on where I can invest for the next couple of years with Medium risk involved.
TIA.

Investment ideas

Analyst

I have 20+ lakhs in bank account. My bank contact agent is telling me to invest these in a less risk mutual fund rather than in fds . What are your views on it? Is it the right path to go as that would help me save tax.

Investment advice

Security Engineer

Every month my salary gets credited I barely spend 20% of it the rest of it is just sitting around in my bank account it's already above 5L. I keep thinking of investing it in stocks/mf but it's a lot of work 😔 

What do you guys do with your salary, it would be great if you can share your investment strategy and how do you keep yourself motivated to stick to it

What should I do with my money

I invested around 12 lakh in equities, 5 lakh in debt. Now I have 6 lakhs in savings could you please suggest where I should invest it?

Looking for ideas to invest 6lakhs

i have around 80k in savings rn, how much of that should i keep liquid and how much should i invest, also where to invest? 

my current salary is around 80k as well

how to invest

Product Designer

I have around 3 lakh sitting i. My saving account. 
MFs are very high right now, don’t feel like investing as I feel it would come down. Where can I park this money?

Investment help

Project Manager

Hi folks,

I wanted to start my investment journey. I saw some posts which have reached 1 cr+ worth with hard work and discipline.
Need help to understand where to invest which MF or  stocks basket.
How to decide how much to invest?

How to plan investment?

Backend Engineer

I'm a 22-year-old with a monthly salary of ₹68,000. Currently, I have ₹5,00,000, split between cash and various investments in Mutual Funds, stocks, etc. I plan to restructure my portfolio according to the following allocation and also initiate monthly SIPs of ₹35,000. Looking for suggestions on refining this allocation, and what should be my monthly SIP investments?( Please suggest the MF/ETF categories to consider)

Current plan:
Gold - 10%
Stocks - 15%
Mutual Funds/ETFs - 40%
Bonds - 30%
Experimental Investments (REITs, P2P, etc.) - 5%

Note:
1. This fund is exclusively for investment, and I maintain a separate emergency fund.
2. I've been working in finance for the past 3 years and am familiar and open to diversifying into different and more complex financial instruments. 

Suggestions on this are genuinely appreciated.

Need suggestions on restructuring personal investments 💰

Welcome to Indian Startups's Private Community

How do you plan or diversify your investments if you have 1 crore  rupees?

Please suggest 🙏

Investment plan for 1Cr

Software Test - QA

I don’t have much knowledge about investing, for now i have following investments

- 10 Lac in FD
- 5 Lac in stock where I have bought stocks of well known large cap company without any analysis assuming that it will grow in long term

Now I want to get serious about investment and want to do monthly SIP so seeking for suggestion on what I should do SIP ? For now I am thinking to do monthly SIP in Nifty 50

For now I have appetite to invest 25K per month.

Where to invest in India for long term ?

Hello community, 

Need help in the decision-making of the money that I have in my bank.
Currently, I have around 13lakhs in my bank account. I dont know what to do with that money. I dont feel safe in stocks and dont know any other options where to invest money.
Help would be genuinely appreciated 🙏.  Thank you

Age - 24.

I have been investing regularly in MF and Stocks for the past 1.5 years. Recently for the past couple of days the market has been very bad and i have lost a lot of money. Should i invest more or should i hold. Need some investment suggestions. I have a lot of cash to spare roughly 40-45L what is the best investment should i make. Need suggestions from folks here. Would be great help as i wish to have a corpus of atleast 1cr in the next 2-3 years. I already have invested roughly 20L and have a cash of around 8-10L in my accounts plus the cash already mentioned.

Need Investment Advice

I am going to withdraw my PF as it has been lying idle since 2019.
Looking to invest it for Kids aged 5 and 2

What are some of the best Investments someone can do with Approx Rs 5L

Analytics Manager

I am a 23 grad who has managed to save close to 7 L all cash till now. Plan was to enjoy the first 6 months of job and then start with the financial hustle. Seems, I am ready. Need suggestions to allocate ~5L across equity, gold, FDs and other investment instruments.

I have an education loan, so tips on that will also be highly appreciated.

Targeting 25 L net-worth (excluding the loan) by the end of ‘24

Thanks!

Reached 7L networth (all cash, need suggestions)

Hi All, I need advice on how to invest my savings, don't have much to save but can save 3-5k a month, what will be the best option to invest the amount regularly. Kindly suggest.

Advisory

I've completed 1 year in my first job. I've tried saving and investing some money, help me decide what I can do better:

Income: 22LPA

PPF: 3 Lakh
EPF: 2 Lakh
MF: 5 Lakh
Saving Account: 4.5 Lakh

Income for new FY post increment: 29LPA

I did these savings based on some advice from my elder brother.

I'd like to spend more this year though, with some travel and going out more, maybe even purchase a scooty/bike and a PS5 😁 - would these expenses be justified?

Apart from improving my savings & investments and 
still being able to afford a few luxuries, I want to know if I should get any of these:

- Health Insurance - Only 5 Lakh cover from company for me and my parents (note - parents are getting old)
- Life Insurance - Do we really need it, I'm still 24?

1 year in first job, please help me assess and improve

I am planning to save some % of my salary every month and go on a trip at the end of the year.

My plan is to save around 3k-5k every month apart from my usual monthly investments. 

I haven't planned anything yet so I am open to your suggestions.

Any suggestions on how to block some investments for my 6 months old

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